SBI Cashback Card - Second Round of Limit Enhancement

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Benevolent
Knight11

Got 34% increase offer today. Check yours.

Process is complicated. Check SBI Card app. More -> Benefits -> Limit Enhancement -> Select 3x Limit -> Proceed -> Select primary bank account -> Login to Anumati portal -> Give Statement Access -> Back to App -> Refresh Status -> Instant approval for 1/3rd increase.

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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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Deal Newbie Deal Newbie
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Recently I transferred my credit limit from sbi simply click credit card to sbi cashback card. To complete this process just call the customer care agent and request him to transfer the limit from one card to another card.

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Deal Cadet Deal Cadet
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It is asking to enter desired limit . Any formula how much to enter ?

Will it impact cibil ?

Benevolent Benevolent
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I selected max which is 200% (3x of current limit), got approval for 34% increase only. No cibil hit.

Deal Cadet Deal Cadet
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I think it will hit my cibil.

I got rejected.

1000224299

Deal Cadet Deal Cadet
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Same for me

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Deal Subedar Deal Subedar
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right after the app update, everyone has got this limit increase option and some even "Avail new card" option with this app update along with limit increase

even I was eager to go ahead with it but Anumati disclaimer says SBI will have access to my bank account till Sep2029 so not sure why in the first place for 5yrs and if they are monitoring it for 5yrs where assuming I close that account or stop using it, will they decrease the limit which I presume shouldn't happen as card limit should be based on card usage pattern..

Budding Star Budding Star
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Good point captured.


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Deal Newbie Deal Newbie
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Any trick to wave off annual fee for sbi cb card

Deal Cadet Deal Cadet
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is giving account access safe?

Budding Star Budding Star
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That's the actual question 

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Deal Cadet Deal Cadet
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Does this process redirect you to a 3rd party site called fnrk.in? I have never heard of this site or company

Benevolent Benevolent
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Yes

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Deal Newbie Deal Newbie
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Recently I transferred my credit limit from sbi simply click credit card to sbi cashback card. To complete this process just call the customer care agent and request him to transfer the limit from one card to another card.

Comrade Comrade
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Then what was the limit given for your simply click CC...?

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Helpful Helpful
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credit limit increase option not available for me
Generous Generous
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Same with me

Coupon Connoisseur Coupon Connoisseur
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It shows max 10,000 only for me, does this mean I am eligible for a limit reduction, lol

Screenshot20240919095903SBICard

Benevolent Benevolent
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I think whatever it shows is immaterial. I select 300% but got 34%. Another guy said he selected 10k (despite showing higher) and still got 70K. So, it will give increase based on its own logic only.

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Deal Cadet Deal Cadet
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Stuck @ proceed page after entering OTP. Couldn't connect to SBI cards servers.

Deal Newbie Deal Newbie
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Followed the steps, got 1 lakh increase in limit.

Deal Cadet Deal Cadet
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I applied for 8L limit, they approved 1L (in total 4L now)

Deal Cadet Deal Cadet
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Sorry not eligible error for me, maybe got new card that's why, didn't even ask for ac details

Deal Cadet Deal Cadet
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Still getting Sorry not eligible error for me and not even letting me give anumati details, any idea how it will work?

replyuser
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