For other things kindly use this threadhttps://www.desidime.com/discussions/sbi-card-launches-...
Decoding the relevant MCCs.
1% on:
0% on:
* Will attract additional charges.
I'll update the thread from time to time..
The Card Cashback will be automatically credited to your SBI Card account and will reflect in your monthly statement.
Card Cashback will be posted within two working days of the statement generation of your respective cycle
you will not earn Cashback on fuel spends
Currently for Online Spends (not including utilities) 5% cashback
Offline Spends & Utilities 1% cashback
[Utilities payments are defined and determined basis MCC categories communicated by Networks and include the following MCCs 4900, 9399, 4814, 5960 and 6300.]
New Update : https://www.desidime.com/discussions/sbi-cashba...
Cashback for this card is calculated as given below :
Cashback amount(5%category) = 4% of txn_amount (excluding paise) + 1% of txn_amount (excluding paise)
Example : if txn_amount = 685
4% of 685 = 27.4, consider only 27
1% of 685 = 6.85, consider only 6
total cashback = 27+6 = 33
Cashback amount(1%category)=1% of txn_amount (excluding paise)
1% of 685 = 6.85, consider only 6, total cashback = 6 rs.
Finance
Credit Card
Cashback List Based on Merchant:
1. Simpl Repayment - 1% CB Rcvd @KartikDD98
2. Amazon wallet load via uber - 5% CB Rcvd @Knight11
3. Paytm Wallet Load Via Swiggy - 1% CB Rcvd @Knight11
4. Bajaj app load - 5% cashback @freedealexpert (Bajaj app load - only 1% cashback or nill now (my last txn got only 1%, another 1k txn no cb by @IndianDimer )
5. Insurance Payment - 1% Cashback @freedealexpert
6. Tax and NPS payments - 1% @Knight11
7. Swiggy and JioMart Through Cred - 5% CB Rcvd @Knight11
8. International Txn Via Paypal - 5 % CB @Demondealer
9. Shopsy(Flipkart) - 5 % CB @knight11
10. Twidpay (Snapay) - 1 % CB @knight11
11. Milkbasket Wallet Load - 5% CB @gdeal
12. municipality taxes (tested in Kolkata) -5% CB @Seinfeld
13. Train Booking Via Amazon - 5% CB @Gauravmittal49589
14. Amazon Gift Card (From Amazon) - 5% CB @bankipad
15. 5% on Amazon shopping (along with instant discount, merchant name - Amazon pay india)
16. 5% Now 1% on Flipkart voucher purchase on Paytm (merchant name - Paytm eCommerce)
17. 5% cb on country delight wallet load through CRED.
18. 5% CB on Education fee payment (institute site or paytm education)
19. Meesho - MEESHO COM GURGAON IN - 5%
20. Dunzo - DUNZO DIGITAL PRIVATE BANGALORE IN - 5%
21. Glowroad - GLOWROADZXPAYTM BENGALURU IN - 5%
22.Direct booking on IRCTC:
IRCTC BANGALORE IN - Got 1% Cashback
IRCTC IPAY HTTPS://WWW I IN - Got 1% Cashback
Indian Railway Catering a - Got 5% Cashback
WWW IRCTC CO IN GURGAON IN - Got 5% Cashback
23. Booked Train Tickets through Redbus (Red rail):
REDBUS IN GURGAON IN - Got 5% Cashback
REDBUS Bangalore Bangalore IN - Got 5% Cashback
24. Mi store - got 5% cashback ( merchant name - xiaomi logistics banglore)
25. Magicpin - 5% cashback on gv ( merchant name samast technology) verified by @Gauravmittal49589
26. Magicpin with twid pay - 0% cashback on gvs. verified by @kartikxxx
Card unblocked trick:- first login to sbicard app and keep the session alive while making a txn. If the card gets blocked one usually gets a call instantly to unblock it else the portal dashboard sometimes shows option to unblock it. Just an otp verification and it gets unblocked instantly verified by @22sumit and @Gauravmittal49589
Is it giving 5% cashback on sbi gyftr also?
bajaj wallet load only giving 1%.Kindly update in dealwiki
Cashback got credited today in my credit card account. 5% for all amazon transaction. Only 1% for mobile recharge done through freecharge.
Did anybody try bill payment or mobile recharge from Amazon. I know the Uber load method is there, still.
statement generated. got 8833 cb.
Rent pay via payzapp gave me 1% cashback
Tried to purchase GV from SBI GYFTR.
Card was blocked, immediately got an automated call saying suspicious transaction press 1 to verify and unblock the card.
after unblocking the card again did the transaction and it went ahead 3+1+4 is too good discount for Amazon GV
Guys how strict is the IT department with tax over 50K cashback per year?
One should not be worried about cashback..
Rather the spend is where IT department will have monitoring...will you be able to justify such spends on your card? ..
I received a second statement today… only this time cashback amount was showing zero. What does it mean?
Previously credited cashback has not been reversed yet.
My card was rejected.. Even after multiple level escalation they are not providing clear reasons why it was rejected.. Just stating that it was business decision.. Any way to report this to RBI.. as per RBI bank need to mention the reason for rejection
Has anyone requested for an addon card? What is the process?
Works on Electricity Bill Payment? On Gpay/Other App?
Anyone reached 10K limit? How is it calculated? Just 4% extra cb is part of 10K limit or whole 1%+4%?
And does initial 1% category transactions also contribute to this limit?
What happens in case of refunds, when cb is reversed. Is the previous cashback amount (which is now reversed) still part of 10K limit?
For instance: If your statement generation date is 11th July, the transactions made from 12th June to 11th July will be considered under this statement cycle and all eligible online transactions during this period will accrue 5% Cashback up to maximum of Rs. 10,000. Within the same statement period, all transactions made after reaching the cashback limit of Rs. 10,000 will accrue 1% cashback till 11th July.
What percent will I get if I pay college fees through the sbicollect (https://www.onlinesbi.sbi/sbicollect/icollectho...)?
So overall, how is the scenario after 2 months with cashback card? Your Rating out of 5 stars?
@RohitKrOfficial They mentioned something would change after the amazon sale. Next upcoming for SBI is Flipkart sale, maybe they would add 5% for CB card clause this time, let's see...
Not Working in Flipkart Sale
they approved my card, but they are asking me to send original copy of pan card to mail id [email protected]
is this mail id geniune?
DO you guys pay the CC bill minus the cashback credited or pay the full statement amount? I paid the difference of statement and cashback credited. I assume the cashback will be considered as payment and next statement won't have any carryforward? Is that right?
Just a confusion but may be very naive, as per the rbi guideline Flipkart cant save our card detail and everything has to be done in tokenized form, then how does it know first 6 digit of card to decide it is a cashback card ?
Banks have identification numbers tagged for card type. They share it with merchants whenever there is offer collab to identify their card
On statement generation, should we pay the amount via SBI portal only or we can use third party portals like cred, hdfc billpay, mobikwik, etc? Paid the whole amount via CRED and even it got credited to card but on SBI portal it's still showing as pending. Any ideas?
Paid on Jiomart directly. Got 5 percent CB.
Added money to olamoney, Got 5 percent CB.
Yes, but all paytm txns r categorised under wallet category currently, so, this may be an incorrect credit. They may reverse the cashback anytime even after credit they can credit equal amount negative cashback!(they've mentioned this under t&c, check my OP for details).
So try at your own risk.
They will decrease max cap to prevent misuse. Already a lot of exceptions, now they will focus on plugging the loopholes to bypass exclusions.
Yet to be settled, but should definitely give 5%.
Got 5% on Amazon wallet load via uber.
statement generated. got 8833 cb.
I've been completely locked out of my sbi card account , they don't let me login to the app , nor the website. Their helpline number is not telling me the option to talk to someone , if anyone can tell me the combo with which i could do so please help.
You can try this on a hit and trial basis but worth taking chance rather than getting completely locked out.