Hot Deal

SBI Card on BBPS (Loot Trick)

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Finance Mentor
abhishek012
SBI Card on BBPS:

Loot trick -

Load Junio RuPay card Wallet - 1%, 1.5% or sometimes 2% cashback offers (dnt forget to apply the coupon, coupon working multiple times).

Junio full kyc wallet limit is 3 lakhs per month.

Now use Junio RuPay card to Payzapp wallet load and use Payzapp wallet balance to all BBPS credit card payment.

Note - i think payzapp is not added yet SBI on BBPS but other banks added like Kotak, Federal and BOB (SBI will soon added).

Other cards are Slice RuPay Card - 1% cashback (i am not tested yet with this cards)

Important info -

Only BBPS CC bill pay banks on Payzapp app like Kotak, BOB and Federal bank allowed. SBI Card coming soon.

Load to payzapp wallet and pay through Payzapp wallet balance (Payzapp wallet limit is 1 lakh per month).

Note - you can't edit your bill generate amount but you can pay multiple times on same bill amount (remove your saved credit card and re-add and pay again and again).

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Top Comments
Critic Critic
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@kushank I hope you also file ITR of at least 15 lakh when every month paying 1 lakh cc bill else high chances of getting notice from IT dept in future.
Deal Subedar Deal Subedar
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@guest_999 Yep. Have the income to show the same.
Deal Subedar Deal Subedar
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I can see my SBI card dues on PayZapp. It gave me an option to pay via credit card as well, which I did. But the transaction failed and my credit card was debited. Hopefully I get a refund soon. Will it work with wallet balance? Or give same issue?

Deal Subedar Deal Subedar
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Wallet balance works. Just paid 60k

Cool Cool
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@sandeeppandey23 around 16th/17th i paid 40k
Finance Mentor Finance Mentor
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@TEMPER

Payzapp Virtual Prepaid card working on Cred for Credit Card bill payment.

Note: minimum payment on CRED is 50k+ for debit cards (use your payzapp card there and pay).

Now faltu k PM maat karna, already explain everything isme bhi samjh na aaye toh mai nhi samjha sakta.

307 Comments  |  
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Deal Newbie Deal Newbie
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Junio app only showing UPI option for add money, how to. Add money via credit card

Finance Mentor Finance Mentor
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Load money on Junio wallet through UPI and apply "GETMORE" coupon code and get 1.5% cashback.

Now use Junio RuPay card to load on Payzapp wallet and pay BOB, Kotak, Federal bank cc bill through Payzapp wallet balance.

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Deal Newbie Deal Newbie
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I loaded money in payzapp wallet through Junio rupay card but when I tried to pay Bob bill payment, wallet balance showing to pay but during payzapp wallet balance not getting debit. Many times getting failed. What to do payzapp wallet

Finance Mentor Finance Mentor
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How much you added ? and your bill amount ?
Post Emperor Post Emperor
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Sbi was live in payzapp but payment failed and took 3 days to refund Screenshot2023-10-01-03-34-56-9373b8f71215c375925abd18624296fb43

Deal Newbie Deal Newbie
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It's live again

Deal Subedar Deal Subedar
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I can see my SBI card dues on PayZapp. It gave me an option to pay via credit card as well, which I did. But the transaction failed and my credit card was debited. Hopefully I get a refund soon. Will it work with wallet balance? Or give same issue?

Deal Subedar Deal Subedar
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Wallet balance works. Just paid 60k

View 2 more replies
Deal Cadet Deal Cadet
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Working.... just paid off my SBI CC Bill.

Coupon Baba Coupon Baba
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Did you use payzapp wallet balance? For me that option is blocked.

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Deal Cadet Deal Cadet
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How to exactly pay via bbps ? Please help and if anyone can give detailed steps, i cant figure it out

Deal Newbie Deal Newbie
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Is Payzapp down. Not loading anything 

Deal Lieutenant Deal Lieutenant
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Yes

Deal Cadet Deal Cadet
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Are they fixing this feature/bug now? because app is down grimacing

Deal Subedar Deal Subedar
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@abhishek012 how to load money into a slice account using a credit card. I tried upi credit card, directly via hdfc and idfc credit card but every time the transaction failed.

Deal Lieutenant Deal Lieutenant
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I don't have junio and slice. Which is better for this trick ? And send referral if any and link to apply

Deal Cadet Deal Cadet
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Can we load to slice using amex...can anyone confirm?

Deal Cadet Deal Cadet
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Sbi cc live on payzapp. 

Deal Newbie Deal Newbie
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Someone plz confirm if payment via Payzapp wallet is working or not as i will be adding 80k to pay my sbi cc bill. Else my 80k will get struck in Payzapp wallet 

Finance Mentor Finance Mentor
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Working bro.

Note - Payzapp wallet monthly debit limit is 1 lakh.

Deal Lieutenant Deal Lieutenant
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Wallet option not showing for those cc which we manually fill amount.

Deal Newbie Deal Newbie
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App name or website link please pray

Finance Mentor Finance Mentor
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Payzapp app
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Deal Subedar Deal Subedar
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Unable to load money on payzap via junio card.

Finance Mentor Finance Mentor
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Try small amount. Payzapp now blocking Junio card loading or try after some time or next day.
Deal Cadet Deal Cadet
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Screenshot20231005130826PayZapp

SBI CC bill not getting fetched? is it same for everyone ?

Finance Mentor Finance Mentor
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Sometimes no pending bills showing, specially night time.

Try day time or after few hours. Once your SBI Card bill fetch, pay ASAP.
View 4 more replies
Coupon Baba Coupon Baba
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ICICI Amazon Pay CC is also not working @abhishek012

Finance Mentor Finance Mentor
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I already told Payzapp wallet is not blocking wallet load via Junio card, IDFC CC, BOB CC and now your ICICI AmazonPay CC.

Try small amount or after sometime or next day.
Post Emperor Post Emperor
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Payzapp wallet payment for sbi credit card not working
Can anyone confirm?
I tried from yesterday night still now not workingScreenshot2023-10-10-10-19-14-1973b8f71215c375925abd18624296fb43

Finance Mentor Finance Mentor
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Try small amount.
View 35 more replies
Post Emperor Post Emperor
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Anybody able to pay through hdfc bill pay for sbi card

Deal Lieutenant Deal Lieutenant
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Not able pensive

Helpful Helpful
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@abhishek012 Bill payment via payzapp wallet failing for one SBI Prime CC but Passing for SBI CB cc.
Any workaround?
Already removed and added the cc again

Finance Mentor Finance Mentor
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Ya, SBI is not allow to pay more than your credit card limit or if you already repay your credit card bill then sometimes your bill payment will failed.

Off topic, here new trick (dnt use your SBI Prime CC here, i think currently your card bill payment limit is over for this month) - https://www.desidime.com/discussions/pay-credit...
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Deal Cadet Deal Cadet
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Loaded 79k around, but everytime cc bill payment getting tried paying sbi cb and kotak cc. Please help.

Cool Cool
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Omg seems they patched.. few days ago i loaded 50k but failing for sbi bill payment. But it worked on kotak. Cleared all 4 payzapp accounts this month., just 980/- got stuck

Deal Cadet Deal Cadet
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How much you paid for kotak? My kotak also failing

View 18 more replies
Deal Hunter Deal Hunter
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not working for me now 🥺

Comrade Comrade
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Check your payzapp limit. It should not exceed 1 lakh monthly limit

View 3 more replies
Deal Cadet Deal Cadet
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I tried loading using IDFC wealth cc but card gets declined everytime and after 3 tries, it got blocked sadly. 

Deal Subedar Deal Subedar
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Yeah same for me . After 3 transactions not able to use anywhere for wallet load.

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Deal Newbie Deal Newbie
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Sbi card payment is not working as of now it's showing error from payzapp wallet.

Comrade Comrade
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Nice

Deal Newbie Deal Newbie
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I am not able to add money in payzapp wallet. Everytime it get failed. Any one suggest why it is happening..

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