Did you ever transferred you limit between SBI Card's?
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SBI Card -> Customer Care to transfer Limit from 1st card to 2nd card

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Deal Lieutenant
DEEPANGEORGE

Helloooo Dimers,


1) I heard its possible to transfer limit from 1 card to another in SBI card's, how to do that? I heard we can do it on phone customer care, so any other way?


2) Does anyone know how much of limit can be transferred between shared cards? ANY RESTRICTIONS?

I mean lets say if we have combined limit of 1Lakh, so can we keep limit low as 5k in one card (entry level card) and keep remaining limit transferred (i.e 95k) to mid tier SBI card


3) Does anyone know can we transfer limit from a "seperate limit card (1st card)" to a "shared limit card pair (2nd and 3rd card)"?




Do share your experience of limit transfer between different cards of SBI Card's

Would be nice to know how to use this "limit transfer feature" efficiently


12 Comments  |  
4 Dimers
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Finance Mentor Finance Mentor
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Minimum Limit of Card after you transfer will be 10k. Rest Any Credit Limit You can transfer no Limit!

Deal Lieutenant Deal Lieutenant
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Good to learn this info, now I calculate:) thanks for sharing the valuable inputs
Deal Subedar Deal Subedar
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I was holding 2 simplyclick cards with 20k and 19k limit. I closed 1 and after that asked them on twitter to transfer the limit of my closed card to my active card. They called me and did.

I got pre approved sbi bpcl rupay yesterday only and again left with no choice but to share limit 😅

Deal Lieutenant Deal Lieutenant
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oh oh interesting


just adding info BPCL card points can't be used for anything other than BPCL things i think, so not sure its useful, just letting you know
Heart of Gold Heart of Gold
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I have SBI OLA CC with 3L limit 

SBI CB CC with 32k limit

Can I also request for limit transfer?

Deal Lieutenant Deal Lieutenant
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Ya ask customer care

once successful, update your experience here:) so that we all can know the process of doing it

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Deal Lieutenant Deal Lieutenant
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updating answer as i already confirmed myself 



ah forgot to update:) i have updated my limit of 3 SBI Cards using customer care:)


Limit is split between 3 cards as

Initially got SBI SimplySAVE as 1 lakh limit but later that was split between 3 cards now so every individual card is way less limit now (with upgraded total limit of 1.25lakhs)

1) SBI SimplySAVE - 35k

2) SBI Cashback - 50k

3) SBI Pulse - 40k



Limit Updated between 3 cards (manually updated via customer care) as follows

(with total limit of 1.25lakhs)

1) SBI SimplySAVE - 10k

2) SBI Cashback - 75k

3) SBI Pulse - 40k


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