Yes Sbi Decrease Limit Based On Some Internal Checks And Risk Factors , This Limit Decrease Started Last Year.
For Example :: If U Spend Less Or No Spends, Then They Will Decrease Limit To You And Increase Limit To Someone Because Banks Get Profit On Transactions.
Banks Will Periodically Do Bureau Checks , If Ur Credit Limit Is Higher And U Do Income Tax File Profits Less, Then To Avoid Financial Debt Crisis Limit Will Be Reduced.
Above Statements Are Just Examples , Banks Will Consider More Than 10 Factors.
Yes Sbi Decrease Limit Based On Some Internal Checks And Risk Factors , This Limit Decrease Started Last Year.
For Example :: If U Spend Less Or No Spends, Then They Will Decrease Limit To You And Increase Limit To Someone Because Banks Get Profit On Transactions.
Banks Will Periodically Do Bureau Checks , If Ur Credit Limit Is Higher And U Do Income Tax File Profits Less, Then To Avoid Financial Debt Crisis Limit Will Be Reduced.
Above Statements Are Just Examples , Banks Will Consider More Than 10 Factors.