Find statement of that particular month and check for the exact amount of txn. And if u have transferred money from ur sbi to indus that might be reason for freezing the indus account. Because they freeze in chain.
Thanks this could explain possibly explain my 2nd bank freeze as I frequently keep on transferring between accounts but I have sbi with fixed amount mentioned wheras indus is completely gone with no lien amount
What are the chances that the person who reported had reported wrongly. He or She might want to report some thing else but by mistake reported your transaction.
hire a lawyer who handles this things its getting pretty common now a days
it's because of crypto transaction.
Yes i have also heard many bank freezes.coz crypto or p2p txn... maybe the reason behind is many ppls do fraud money getting white due to this
Have bank told you, how you can reach to cyber crime unit and get it rectified ?
Nothing except where it was reported. Logically they should have provided the relevant police chowki or mail/phone but here literally no support
Whatever the reason being the rule is very very wrong. They can't find the real scammers and freeze accounts of innocent people. What if someone have fd etc? What if it's a salary account? Many long term things are linked with bank accounts. Top of everything, the cyber crime dept in many states are asking bribe to unfreeze even asking to come to their state as well. Account freezing process should not be a child's play. I have watched many videos on yt and i literally fear to take money from others nowadays. These things must be changed. 
Most probably for crypto p2p transactions.
Try to fix this via bank or last option is to visit that reported cyber police stations to fix it. Carry all the proofs while visiting cyber police station. They easily unfreeze it if all docs are genuine.
But who raises complaint after 1 year ? Is the date given for transaction in your bank or the main transaction for which the freeze happened?
Same issue with me. The whole account is frozen for more than a month. Mine is Kotak Bank. I have repeatedly asked to provide the Cybercrime report or complaint number but neither any email to Kotak Ombudsman nor the branch has provided any information. And when I visited the police station's cybercrime person said to provide the complaint number and then only he can do anything. In my case, Kotak is not even telling where the complaint is from nor the transaction for which it is frozen. I am stuck too with no help available whatsoever.
VU+ for the post for many to respond to find a solution
I suggest everyone doing P2P for crpto, stop doing this. Find some local guy to buy sell crypto. I have seen NIA summons too for P2P transaction. I have been to this business for years but now days terror funding too getting fulfilled by crypto.
Reason for ur account block- Some scammer ripped off people using latest scams like fake stock market app , telegram groups etc and convert that money to crypto. So all the account received that money using P2P are freeze. Fake account fake kyc to P2P platform is a peace of cake now days.
If you are not getting details for transaction file a online RTI at SBI your circle mean time doing other efforts to get to the root. At the end you have to visit end office of Cyber crime in the state where complaint had launched. You will meet tauts and internal people helping solve the issue in single visit.
Thanks I thought kyc exchanges were safe but looking at everyone commenting it could be crypto seems like I made a bad choice.
Indusind guy finally agreed to provide details & asked to visit in evening. For sbi it's still tricky & don't have any luck yet.
Thanks god i have CC's nai toh they literally froze everything i had in bank. Pretty sad state of affairs from lawmakers
Best example of andher nagri stupid rules only to harass innocents
Received all details from SBI as well contacted telangana cybercrime branch.
As most of you said it was for crypto transaction only.
So, I sold crypto to one guy on registered p2p platform. I sold him & took payment in account 1 & transfered a chunk to account 2 (after 2/3days).
So my account 1 is completely freezed & account 2 is freeze for xx amount.
As per Cybercrime, somebody raise fraud complaint for the buyer's account & the moneytrail reached my account resulting in my account sfreeze.
Cybercell asked few documents after due diligent they can provide noc for same. Luckily, the buyer agreed to share kyc documents too will see how it goes.
Time frame given by cybercell 15days to 3months. Hoping for best.
I'm sure I took precautions plus there was no crypto transactions during that period. Also, my tx were under xx but acc frozen for xxxx
So unless someone can just chargeback for any amount without proof this doesn't make sense for me
A scammer scammed xxxx amount of money from person A, then scammer used the xx part to buy crypto from you or there could be a different person in between you and the scammer, who bought the crypto using scammer money.
After some time that original guy who was scammed reported it to cyber crime and they tracked it down to you.
while you took only xx amount but cyber crime froze xxxx amount. If you had no balance, it would show in negative.
Not only your account, but all account connected will be affected.
Just go to youtube and search p2p scam account frozen and you will get the whole picture.
I suggest everyone doing P2P for crpto, stop doing this. Find some local guy to buy sell crypto. I have seen NIA summons too for P2P transaction. I have been to this business for years but now days terror funding too getting fulfilled by crypto.
Reason for ur account block- Some scammer ripped off people using latest scams like fake stock market app , telegram groups etc and convert that money to crypto. So all the account received that money using P2P are freeze. Fake account fake kyc to P2P platform is a peace of cake now days.
If you are not getting details for transaction file a online RTI at SBI your circle mean time doing other efforts to get to the root. At the end you have to visit end office of Cyber crime in the state where complaint had launched. You will meet tauts and internal people helping solve the issue in single visit.