Saving Money Tips ?
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Saving Money Tips
Please share the best money saving tips from your side. Thank you.
About my savings:
To get tax benefits I invest in PPF and LIC combined 1.5 Lakhs per year.
Apart from this I'm unable to save much actually. 🥲 As most of expenses goes for Medical and family care.
What about you?
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https://www.desidime.com/comments/permalink/9382187
Ur money won't grow if "investing" in "insurance".
Check if u can surrender LIC policies and how much u get back.
If LIC is surrendered, start 1 sip in MF.
Buy term insurance.
https://www.desidime.com/comments/permalink/9382262
Okay thanks for the advice
https://www.desidime.com/comments/permalink/9382713
Control expenses.
Don't look at others
https://www.desidime.com/comments/permalink/9387476
You can also look at restructuring your Salary package so that its tax efficient ! The company must also provide that flexibility to you ... few companies dont provide it though. If you are in a good salary bracket, you can negotiate it.
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Ur money won't grow if "investing" in "insurance".
Check if u can surrender LIC policies and how much u get back.
If LIC is surrendered, start 1 sip in MF.
Buy term insurance.
Yeah corporate labour bro 🥲
Anyway EPF will cover 50-70k in 80c
Why LIC and PPF for 1.5l?
You have medical insurance and still paying medical expenses?
For savings i can say
1 close your debts (hl, cc, pl anything)
2 live below your means
3 you can save a lot if you plan your budgets
Be it groceries, vegetables, big ticket exp
4 invest in upskilling
Yeah corporate labour bro 🥲
Uninstall Flipkart, Amazon, Zomato, swiggy, ola, Uber, dream11, rummycircle, Myntra, Neu, etc... You will be able to save money