Saving Accounts: Best Savings account for daily use, low charges, minimal MAB and good digital services.
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I find app very buggy and slow bro for this
best of both world is difficult but you can try Bank of Baroda Lite Savings A/C ... zero balance account and bob world app is quite good too but they've been banned by RBI to onboard new customers to their mobile banking app bob world
internet banking is shitty though
IDFC First Bank has been good so far in my case but the lowest MAB is 10k
From what I hear from most of the people, ICICI Bank has good the best tech in the banking domain, so, I'm guessing their mobile app, internet banking etc should be top notch.
Absolutely right, there internet banking is top notch.
Pick DBS or IDFC if there is a branch that serve in your pin code otherwise you won't get any loans or credit cards. If these options not available go for HDFC (looks ancient but everything works 25k MAB account offer free debit card with 1% CB upto ₹750)
IDFC and AU are awesome! Very nice banking app and netbanking interface, Equally nice customer support.
IDFC has AMB.
For AU, I opened a Digital Zero Bal Account with Rpuay Platinum Debit card. I enjoy Zero Bal, minimal charges and Rupay Offers.
ICICI also have a very nice app & netbanking portal but their customer support aint that good
AU is charging ₹177 for debit card
Au is fine
And read on DD that without Debit card, AU app can't be used, only one can register for UPI using Aadhar OTP verification.
Any other option?
Finally opened 10k wala account in IDFC, THANKS EVERYONE
what were the charges applied ? Is there any charges for debit card like yearly or issuance charge? Also is there a way to get rupay platinum card?
Is there any bank account which can be opened with non - adhar mobile number..i can provide adhar otp too..
Au true zero balance without debit card
RBL offers the best Savings interest rates.
Are there any other banks?
Between AU, DBS and ICICI which has the best netbanking interface?
I want to open an account for HUF so don't need the debit card.
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Kotak 811 zero balance acct?