Saraswat bank – RuPay Platinum debit card – Apply process:
Offline Process (Minimum Average Balance) -
(i) Urban/ Metro branches = Rs 2000/-
(ii) Semi-Urban branches = Rs 1000/-
(iii) Rural branches = Rs 500/-
Free RuPay Platinum Debit card for 1st year (ask for RuPay Platinum, if RuPay classic debit card issue to you).
5
NCPI aa raha hai apke ghar me raid marne 
NCPI = Nakli Chor Police Inspector, right? 
visit bank and close your account
Charges after 1 year? 🙂
Looks like just Rs.150+GST (177) according to https://www.saraswatbank.com/Assets/Debit%20car.... Sweet deal.
What type of account in Saraswat Bank? I guess only regular savings account has RuPay Platinum? Is Suvidha Savings Account same as BSBDA and does it have RuPay Platinum debit card?
Contact your branch bro or call Saraswat Bank customer care.
Dnt know much details about account type but i think any generate saving accounts issue RuPay Platinum.
is there is way to open accout in rural branch while sitting in metro?
Branch location - https://www.saraswatbank.com/locator.aspx?id=Lo...
Well today I walked in into my nearby Saraswat Bank branch to open a new savings account. I told them I specifically wanted a RuPay Platinum debit card for this savings account as RuPay had better offers for me compared to Visa Debit card.
I was told that RuPay card was not possible/“out of stock” 😄, and that the bank was currently issuing only Visa debit cards. RuPay Platinum was just not available to them and they didn’t know when it would become available again.
How can India’s indigenous home grown card network be “unavailable” while America’s Visa card is available ? I have complained to NPCI and asked to intervene. Also contacted Saraswat Bank Twitter.
Yup, Many public sector banks also told the same thing, RuPay card OOS and Visa only available.
The reason they give – Chip shortage.
Some PSU banks also told RuPay Classic available but RuPay Platinum not available, same reason – Chip shortage.
Asked recently again at Saraswat Bank since my friend has RuPay Platinum. This time the lady didn't say it has supply issues or chip shortage. She straightaway said "We now issue only Visa cards going forward." 🙄 I've already complained in the past to RuPay Twitter and they were unable to do anything about this bank.
Use their GoMo app and generate a RuPay Platinum Digital / Virtual Debit Card free of charge if you already have a VISA Platinum Physical card. The vice-versa is also true i.e. you can generate a VISA Platinum Digital / Virtual Debit Card if you have a RuPay Platinum Physical card. I can personally attest to this. It is one of their best features.
Before anyone gets any LOOT ideas, they allow only one Digital / Virtual Debit Card at a given time. So, you cannot issue 10 RuPay Platinum Digital / Virtual Debit Cards and keep loading your Amazon Wallet on Fridays 10 times a month!
From https://www.saraswatbank.com/Assets/FAQs-Mobile... -
89.What is Saraswat Bank Digital Debit Card?
Saraswat Bank Digital Debit Card is an electronic Debit card, which can be
generated using the Saraswat Bank GoMo Mobile Banking facility. Since it is a
virtual debit card, it can be used to shop online at any merchant website that
accepts Rupay / Visa Cards, without any difference from a regular plastic Card.
90.What are the features of Digital Debit Cards?
Following are the features of Digital Debit Cards-
• Customers registered for GoMo Mobile Banking facility can only avail this
facility.
• Customer may generate instant Digital Debit Card through GoMo Mobile
Banking app round the clock 24*7*365.
• Customers can make payments on websites / E-com mobile applications
using Digital Debit Card by entering card details.
• No need to carry physical debit card. It reduces the probability of theft /
frauds / misuse of card since debit card details are not concurrently available.
• No AMC charge or any other charges are additionally levied on issuance of
Digital Debit Card & the card will be valid for 5 years.
• Customers will receive notification through SMS confirming that the
transaction has been performed successfully.
• The customers may enjoy all the benefits of Rupay Platinum or VISA Classic Debit Cards respectively.
Card creation?
Only 1 Digital Debit Card can be created.
99.I am already having a physical RuPay / Visa Debit Card, can I generate
Digital Debit Card for the same account?
If you are holding a physical RuPay Debit Card, then you can generate only Digital
Visa Debit Card. On the other hand, if you are holding a physical Visa Debit card,
then a Digital RuPay Debit Card can be generated.
Dear Customer, you cannot generate a virtual card as you are having a Physical debit card. - Saraswat Bank
Holy crap! Time to rush on Monday to the branch and request physical RuPay Platinum 😄😄😄
Thanks @abhishek012
Hi guys you can block the rupay debit card and generate the digital debit card again, and this you can do unlimited time, I added around 1lakh rupees in amazon for Friday offer
