[Rupay Platinum DC] Maximize Discount on Amazon Bill Payments
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As you are aware by now, starting 7th. April 23, RuPay Platinum DC holders can only have 20% upto 100 discount on minimum bill payments of 129. Add money offer has ceased...
Now, let's assume that you have a CC like HDFC Millennia or HDFC DC that gives 5% on aPay bill payments or allows buying buying aPay GV at 5% (many use this route to pay bills)...
Suppose you have an electricity bill of 4000...
1. If you only pay through GV at 5%, then discount = 200
2. aPay balance : 0, Now add 3.5k GV at 5% and pay rest through Rupay Platinum card at 20%
Discount = 175+100=275
Now suppose you have a broadband bill of 800...
1. If you only pay through GV at 5%, then discount = 40
2. aPay balance : 0, Now add 300 GV at 5% and pay rest through Rupay Platinum card at 20%
Discount = 15 + 100 = 115
So, hope you understood the "economics"... correct me if I goofed up something.
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Idea is good, only problem is we will have to have limited apay balance best if 0, so that only needed amount can be loaded. Mostly for the convenience we keep additional apay balance, it comes handy for minor orders or for sub&save etc..
Yep, too much effort 😅.
bhailog, rupay ka new offer t&c share kar sakte ho kya?
Or one can use the temporary order trick to hold extra Amazon balance in that fake order and cancel the order post utilising the Bill Pay offer 😉 [No need for fresh Amazon a/c]
P.s : Always order products that have a delivery timeframe of more than 2 days, so that it doesn't gets packed or shipped by the time you cancel. [Fake Order Tip]
Amazon allows ApayBal+Card payment for bills? i thought either card or paybal not both
Ye to bada headache ho gaya!!! 😲
Lakin hamare pass bhi bade tejasvi log hain 😂😂😂
@guest_999 @RohitJain1 Don't fall for this as suggest by guest999, AZ account will bet banned or blocked, one cannot do this every month for the sake of it... instead try creating a dedicated billpay AZ account with a different mobile number/email.
What I meant here was create an order and then cancel immediately say within 2-3 mins. I guess that's safe imo ! 😀
@Agnivo007 Ok nice trick. But I am out of touch with which cards give 5% on buying Amazon Pay gift card. Can we have an updated list for April 2023?
Can we pay electricity bill in multiples of 500?
So if bill is 1300, then pay 500+ 500+300 using 3 different rupay cards?
So, it's Friday... how many of you used the new billpay offer?
Can someone please help me with the link for the applicable cards for this offer and also the process to apply?
@KPK740 So you used 72 rupees out of 100 from that DC. Can you please check with a mock recharge of 50 prepaid if you can re-utilize that same card for 10 rupees discount?
Yes it's possible. Verified from RupayCMO @abhishek012 . Also verified by me.
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Anyone please confirm, will i get 5% cashback if i pay electricity/ gas bill using HDFC millennia credit card?
@Agnivo007
As per T&C here:
https://www.hdfcbank.com/content/api/contentstr...
A cardholder will be eligible for 1% CashPoints on prepaid card/gift Card/ wallet load and / or voucher
purchases. All the transactions carried out through the Merchant Category Code (MCC) of 6540 (as
defined by card networks Visa, MasterCard, RuPay and Diners) will be considered under 1% CashPoints
even if it is from the 10 online merchants
The email alerts I am getting now is like:
Thank you for using your HDFC Bank Credit Card ending XXXX for Rs XXXX.00 at AMAZON GIFT CARD on
Earlier, it used to be:
Thank you for using your HDFC Bank Credit Card ending XXXX for Rs XXXX.00 at AMAZON on
So, I am not sure if buying GCs on AMAZON will fetch 5% cash back or not.
Maybe, AMAZON Gift Cards have been allotted different MCC.
For 3.5% gain, GYFTR can be used, I guess.
@sidmcd You'd get 5% for any amazon merchant name unless they decide to change something (which I think they won't as there's already a cap of 1k/month on 5% reward)
Does ICICI Amazon Pay CC give 5% CB on purchasing Amazon GV in Amazon?
Any way to get amazon gift card at discount
Given i am not having any credit card or debit cards (xcept platinum one)
Even 2% discount will be enough
Small Doubt !! HDFC Times Point Debit Card Is Also Eligible For 5% Gv Through Smartbuy Gyftr ??
If Yes Will Inform Bestie Frnd.
How 5% Cashback Will Be Credited ?? To Bank Or Any Other Wallet ??