https://www.desidime.com/comments/permalink/10236862
Which means we wont get 1% cashback for Wallet loads for Millenia CC?. Seems HDFC going like IDFC way..Rarely using IDFC after recent devaluation.
Revisions to HDFC Bank Credit Card Loyalty Program Effective September 1st, 2024
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Dear Valued Cardholder,
We have an important update regarding your xxxxxx Credit Card. Effective September 1st, 2024,
The following revisions to your HDFC Bank Credit Card will apply:
1. Reward Points earned on Utility transactions will be capped at 2000 Reward Points per calendar month.
2. Reward Points earned on Telecom & Cable transactions will be capped at 2000 Reward Points per calendar month.
Category Merchant Category Codes (MCC)
Utility 4900
Telecom & Cable 4812, 4814, 4899
3. Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points
Category Merchant Category Codes (MCC)
Education 8211,8220,8241,8244,8249,8299
4. Wallet loading and Easy EMI transactions will NOT earn Reward Points.
Category Merchant Category Codes (MCC)
Wallet 6540
Note: The Merchant Category Codes (MCC) are set by the network
(Visa, MasterCard, Rupay, Diners), not by HDFC Bank.
We have an important update regarding your xxxxxx Credit Card. Effective September 1st, 2024,
The following revisions to your HDFC Bank Credit Card will apply:
1. Reward Points earned on Utility transactions will be capped at 2000 Reward Points per calendar month.
2. Reward Points earned on Telecom & Cable transactions will be capped at 2000 Reward Points per calendar month.
Category Merchant Category Codes (MCC)
Utility 4900
Telecom & Cable 4812, 4814, 4899
3. Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points
Category Merchant Category Codes (MCC)
Education 8211,8220,8241,8244,8249,8299
4. Wallet loading and Easy EMI transactions will NOT earn Reward Points.
Category Merchant Category Codes (MCC)
Wallet 6540
Note: The Merchant Category Codes (MCC) are set by the network
(Visa, MasterCard, Rupay, Diners), not by HDFC Bank.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/comments/permalink/10237261
@vasanth_ece hdfc millennia held its head high for a decade, don't complain now... revert to using apay ICICI for wallets... seems they're gonna discontinue issuing new millennia...
https://www.desidime.com/comments/permalink/10237536
I received the same mail regarding capping of 2000 reward points per month for utility for HDFC Swiggy card, but this card gives cashback and not reward points🥲🥲
https://www.desidime.com/comments/permalink/10237574
What f-star cashback, my son? Swiggy cash is not Indian currency, millennia still has 1 cash point = 1 INR as statement credit....
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@vasanth_ece hdfc millennia held its head high for a decade, don't complain now... revert to using apay ICICI for wallets... seems they're gonna discontinue issuing new millennia...