Regarding HDFC credit card Reward Points
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Frankly I am not into this much, and need some advice. I have recently found out that I have accumulated some 11k odd reward points with my HDFC CC, and it was good to know that the reward points can be redeemed for cash, which in my case was some 2k odd cash back to my credit card. I read somewhere that it also attracts some processing fee like 100-200 rs for the redemption. Don’t know whether its worth it or not and got curious to know if it can be redeemed for something better and hence this thread. Please guide. Thanks.
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99+gst every for every redemption request.
Yes, this is the charge. And I’d suggest to redeem asap. Points might get expired.
However, if you choose any other rewards than cash, charges won’t apply. Do chk the rewards section once before redeeming. 
I’d rather buy a few other required vouchers ..because when you redeem for cash the value decreases
REDEEM IN CASH, NO CHARGES ARE THERE FOR CASH REDEEMPTION IN HDFC BANK.
DONOT GO FOR AMAZON OR FLIPKART VOUCHER, BECAUSE VOUCHERS VALUE WILL BE SAME AS CASH VALUE. THEN WHY WOULD YOU GO FOR VOUCHER REDEEMPTION?
BETTER REDEEM IN CASH.
1+ Kg…Thanks for the information, in that case cash redemption seems way better
So redemption charges are there or not?
`99 per redemption request –
Applicable for all cards other than
JetPrivilege HDFC Bank World /
JetPrivilege HDFC Bank Diners
Club / Infinia / Diners Black
I had redeem 11k points for amazon 4 k gv in march for dinners cc
Redeemed from netbanking or smartbuy console. Any charges?
I have 10k points. (Regalia First)
What is the best way to redeem and without paying redeemption charges.
When millennia credit card rewards get credited after transaction?
update
There wasn’t any redemption charges towards my cash redemption.
I own a HDFC MoneyBack card
best value for redemption of hdfc point , i have 60000 points: hdfc reglia card
Mine also hdfc reglia around 20k points. which option to reedem is better
![Fresh Kissan Fresh Tomato Ketchup Bottle and other items upto 88% off [location specific]](https://cdn0.desidime.com/topics/photos/1881963/medium/Screenshot2024-11-20at12.25.43AM.png?1732042682)
which card variant you are using – visa classic, master, diner?