Hot Deal

Received onecard upgrade offer

823°
Deal Cadet
Mk07
Today I received an offer from onecard to upgrade to metal card with no fd.

Currently I have secured onecard cc with sbm bank and now received an upgrade offer to unsecured cc issued by south indian bank.

Has anyone received such offer or is aware about the charges?
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Post Emperor Post Emperor
Link Copied

I created fd yesterday, and not received any offer like this...

My card is Tie-up with federal.

I think they are converting sbm secured to indian bank unsecured card???


Well congrats tada tada

Deal Cadet Deal Cadet
Link Copied

i have 8 lakh limit. no fd. ltf metal card

Deal Cadet Deal Cadet
Link Copied

I did an FD of 2,000 just to get the card 1-2 years back. Got this offer to upgrade last week, got the limit of 3,35,000. Card got delivered. Worth it. Living in dehradun. 

72 Comments  |  
32 Dimers
  • Sort By
Post Emperor Post Emperor
Link Copied

I created fd yesterday, and not received any offer like this...

My card is Tie-up with federal.

I think they are converting sbm secured to indian bank unsecured card???


Well congrats tada tada

Deal Cadet Deal Cadet
Link Copied

Yes, it will be converted, but I'm not sure about the charges. If it's LTF then I'll go ahead otherwise not. Will confirm with cc first.

View 3 more replies
Helpful Helpful
Link Copied

did you got any text message/whatsapp/mail for this or did you saw this on onecard app ?

onecard did promised about this when they launched but never offered, it  may be real and as for charges onecard is LTF 

if possible post the banner here

Deal Cadet Deal Cadet
Link Copied

I got the notification and then I opened the app to check the offer.

Screenshot20240309-152555

View 11 more replies
Deal Subedar Deal Subedar
Link Copied

Fu*k I closed my card last year🤦

Helpful Helpful
Link Copied

@Mk07 @EkakiAmi

how old was your card ? 

Deal Captain Deal Captain
Link Copied

It's not mine (one of my friend's), aprox 2 yrs ( unfortunately upgrade not serviceable in his area , Bangalore joy)

Commentator Commentator
Link Copied

How much FD did u open?

Deal Cadet Deal Cadet
Link Copied

10k

Deal Cadet Deal Cadet
Link Copied

i have 8 lakh limit. no fd. ltf metal card

Commentator Commentator
Link Copied

I had opened with FD of 5k, by this month it completed 1yr. Let's see when I will get like this

Generous Generous
Link Copied

Do u leave in 3rd tier city?

I believe they r sending the upgrade offer with careful evaluation taking in account the pin code mentioned

Deal Cadet Deal Cadet
Link Copied

Yes

Generous Generous
Link Copied

Ek op ko mila.. any other lucky guy?

Deal Cadet Deal Cadet
Link Copied

@kunal7121994 @BUDHRAJ0 @EkakiAmi

Does anyone know how to change primary account in onecard?

Because my primary linked account is paytm payment bank account and for upgrading I need to close the fd.

Generous Generous
Link Copied

Same case

View 8 more replies
Deal's Advocate Deal's Advocate
Link Copied

Good news, waiting for mine account for this offer, what was your fd amount and average monthy spends/usage?

Deal Cadet Deal Cadet
Link Copied

Fd: 10k

Tenure: 2+ years

Avg usage: minimal approx 1-2k (only in case of any offer)

View 2 more replies
Deal Cadet Deal Cadet
Link Copied

I closed my fd based card last year and now they are unable to offer card as per their policy

Deal Cadet Deal Cadet
Link Copied

I too received this upgrade

Contacted customer support in X regarding charges

This was the reply-

       

We are gald to inform you that now you can have the new metal card with more credit limit without keeping your FD account with us. There will be no joining fees and annual fees, rewards redemption fees are aligned. If you have any other concerns do let me know. ~Ani

Helpful Helpful
Link Copied

Already have fd backed sbm metal card.. want to get out.. I don’t think they will offer me unsecured card.. since already have metal card

Deal Cadet Deal Cadet
Link Copied

Not sure, need to wait.

Benevolent Benevolent
Link Copied

SBM Bank => South Indian Bank.

How's it happening ? 🤔 As per their policy, change in banking partner wasn't possible.

Deal Cadet Deal Cadet
Link Copied

May be because new unsecured card is being issued.

Deal Lieutenant Deal Lieutenant
Link Copied

I closed secured OneCard CC last year only 😣

Super Stud Super Stud
Link Copied

Successfully upgraded from 5K fd card to 90K LTF metal card

Beacon Beacon
Link Copied

I am still having -13000 rewards points worried so no such offer

Deal Newbie Deal Newbie
Link Copied

Am using it for like more than 2 years. Federal Bank Onecard metal variant with 2 lakh limit. Decided not to increase the limit further.

Coupon Baba Coupon Baba
Link Copied

Got offer today to upgrade from FD based cc, seems they rolling out to all FD based cc

Beacon Beacon
Link Copied

What's your banking partner?

Is it SBM?

Everybody please mention your issuing bank also, because so far not seen any federal issued card got upgrade offer.

View 2 more replies
Cool Cool
Link Copied

Eventually, all SBM FD owners will get this offer

Even I got it 5k fd to 1.40 lac unsecured

Deal Cadet Deal Cadet
Link Copied

Mine 15k fd sbm but not get this offer

Deal Cadet Deal Cadet
Link Copied

Got limit upgrade from 5k fd based to 170000.

Deal Cadet Deal Cadet
Link Copied

How much time it is taking for kyc completion?

Deal Cadet Deal Cadet
Link Copied

For video kyc, it took around 45-60 mins.

Overall it took 24 hrs to get the virtual card.

Deal Subedar Deal Subedar
Link Copied

Had 55k fd with sbm, got 3,50,000 offer with bob financial, did not even have to do kyc, card is shipped now!

Just had to enter pan/aadhar and after 24 hours, got welcome email and courier details...dunno why they never asked me for vkyc

Firestorm Firestorm
Link Copied

Still not getting offer sleepy

Deal Cadet Deal Cadet
Link Copied

Screenshot20240312-161224OneCardAnyone got this??
Coupon Baba Coupon Baba
Link Copied

How to activate another location instead of your current location in onecard app,

I am unable to apply for onecard upgrade offer due to location mismatch,

It's showing that your current location & documents address location not the same,

I am out of my home city for next 6 months

Deal Cadet Deal Cadet
Link Copied

I did an FD of 2,000 just to get the card 1-2 years back. Got this offer to upgrade last week, got the limit of 3,35,000. Card got delivered. Worth it. Living in dehradun. 

Coupon Baba Coupon Baba
Link Copied

How bro, Dehradun is not in onecard serviceable cities?

View 1 more reply
replyuser
Click here to reply
Reply