received Aubank account closer notice

215°
Critic
genie_

1000008888



no of transaction I did last month

imps - 8 (amount received) 

upi debit - 21 (mostly cred for cc bill)

upi credit - 1 

Atm - 4

on speaking with cs , first thing she asked is my account zero balance. then she said the account closure is probably because of too many transaction. i replied they were 25 in total. to which she said it could be because of amount. 

there were total 30 transactions 

40k credit (imps), 40k debit (cred and atm)


ps: notice pdf title was "bulk weedout"😅

I feel like banks and companies do not want to do business with low paying customers these days

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Pro Community Angel Pro Community Angel
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@narayana1dd249

Oh, maybe I didn't pay attention back then.

Its been 3-4 years. 

Finance Mentor Finance Mentor
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@androgame

In offline accounts they select income renge 1 to 5 lakh in pan number available. So offline opened account don't face much problems. 

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Shopping Friend Shopping Friend
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Even I got it & so did many people I see on the forum. As seen people who had done more than 3L+ in a month in saving acc consecutive over 3-4months received same

Deal Lieutenant Deal Lieutenant
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Paytm bank was good blush

Hotshot Hotshot
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Before they send me a notice.. I am gonna  mail them to close my account.

sunglasses

Helpful Helpful
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with a request to transfer that account balance to PM fund 😉
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Comrade Comrade
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yaar ma to apna close krana chata hoon message hi nhi bhejta closure ka

Helpful Helpful
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This is the reason, while opening a account, we must show our income or source of funds as much as possible as high, not mean. Because the simple funda for banks is the volume of transactions amount should match our shown income. If we show our income as a mean like a berjojgar or dependent on someone else at the time of opening the account, the volume of our transactions cant justify that to even a naked eye so.

Pro Community Angel Pro Community Angel
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Do they ask this while opening? 

I have an account with karnataka bank they didn't ask anything apart from id proof 

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Blaze Blaze
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Paytm Payment Bank was Best

Benevolent Benevolent
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It was a Payments bank not a SFB.
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Generous Generous
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Aaj mera 2nd  account close ho gaya.. without prior notice.. freeze na hokar acc hi gayab hai app se.. scream..

Aisa legal hai kya without consent account closer.. neither mail etc..usage moderate.. around 30 transaction monthly and apay plat offer every month use...

Rbi solve karega kya ..

Critic Critic
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can u post screenshot?

for doing 30 transaction per month, i believe the better choice is Airtel payments, jio payments, amazon pay wallet or omni card UPI. but definitely not savings account

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