Hot Deal

(New Users Only) RBL Signature+ Debit Card & Enterprise Debit Card Devalued

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Finance Mentor
abhishek012

(New Users Only) RBL Signature+ Debit Card & Enterprise Debit Card Devalued:

1) RBL Signature+ Debit Card -

Joining Vouchers worth INR 5,000

Be pampered, with INR 5,000 worth attractive gift vouchers on leading brands..

For all cards issued on or after April 01, 2024 - Amazon brand voucher will be capped to maximum 50% of Joining Vouchers amount provided to the customer.

2) RBL Enterprise Debit Card -

Joining Vouchers worth INR 8,500*

Be pampered, with vouchers up to INR 8,500* from 100 plus leading brands.

*Customers will receive link / URL to claim vouchers worth INR 7,500 joining voucher after activation of Enterprise Debit Card by making one successful transaction on POS/Online, excluding ATM transactions, within 90 days of card issuance. To avail balance joining voucher worth INR 1,000, the customer is required to make minimum transactions amounting to INR 25,000 through the Enterprise Debit Card on POS/Online within 90 days of card issuance. In case, the customer does not fulfill the minimum eligibility criteria of spends up to INR 25,000 on POS/Online within 90 days of card issuance, the customers would not be eligible for the balance vouchers worth INR 1,000.

For all cards issued on or after April 01, 2024 - Amazon brand voucher will be capped to maximum 50% of Joining Vouchers amount provided to the customer.

Steps to claim/redeem the e-gift voucher (for cards issued till 31st March’24):

• Step 1 – Visit the website https://www.gyftr.com/rewards/rbldebitcardr...ds
• Step 2 – Login with your registered mobile number and OTP
• Step 3 –Click on the Card – Redeem now , Choose your Brand-Click Redeem ,Select amount Denomination
& Quantity of Denominations & Submit & Proceed.
• Step 4 –The e- gift voucher of your chosen brand will be sent to your mobile number/Email address.
• Step 5 – Use the gift voucher of chosen brand directly at the outlet/website as applicable
Read voucher terms carefully for redemption.
The vouchers shall be valid for a period of 90 days from the date of receipt of the link by the
Cardmember(s). Post 90 days the Cardmember(s) would not be able to claim the vouchers.

Steps to claim/redeem the e-gift voucher (for cards issued from 1st April’24):

• Step 1 – Visit the website https://www.gyftr.com/rewards/rbldebitcardbe...ts
• Step 2 – Login with your registered mobile number and OTP
• Step 3 –Click the mentioned Card.
• Step 4 – Select the option –Joining Benefits / Milestone Benefits.
• Step 5 – Choose your Brand & Click on Redeem Now .Select the Voucher value amount & Select the
Quantity of Denominations & Click on "REDEEM NOW" .
• Step 6 –The e- gift voucher of your chosen brand will be sent to your mobile no/ Email address.
• Step 7 – Use the gift voucher of chosen brand directly at the outlet/website as applicable.
Read voucher terms carefully for redemption
The vouchers shall be valid for a period of 90 days from the date of receipt of the link by the Cardmember(s).
Post 90 days the Cardmember(s) would not be able to claim the vouchers.

Steps to claim/redeem the e-gift voucher (in case of NRI cardmember(s)) (for cards issued till 31st March’24): 
• Step 1: Visit the website https://www.gyftr.com/rewards/nrirbldebitcardr....
• Step 2 – Login with your registered Email Id and OTP
• Step 3 –Click on the Card –Redeem now, Choose your Brand- Click Redeem , Select amount Denomination
& Quantity of Denominations & Submit & then Click on ‘Proceed’.

• Step 4 –The e- gift voucher of your chosen brand will be sent to your Email address.
• Step 5 – Use the gift voucher of chosen brand directly at the outlet/website as applicable
Read voucher terms carefully for redemption.
The vouchers shall be valid for a period of 90 days from the date of receipt of the link by the
Cardmember(s). Post 90 days the Cardmember(s) would not be able to claim the vouchers.

Steps to claim/redeem the e-gift voucher (in case of NRI cardmember(s)) (for cards issued from 1st April’24):


• Step 1 – Visit the website https://www.gyftr.com/rewards/nrirbldebitcardbe...
• Step 2 – Login with your registered Email Id and OTP
• Step 3 – Click the mentioned Card.
• Step 4 – Select the option – Joining Benefits / Milestone Benefits.
• Step 5 – Choose your Brand & Click Redeem Now ,Select the Voucher value amount & Select the Quantity
of Denominations & Click on "REDEEM NOW.
• Step 6 –The e- gift voucher of your chosen brand will be sent to your Email address.
• Step 7 – Use the gift voucher of chosen brand directly at the outlet/website as applicable.
Read voucher terms carefully for redemption
The vouchers shall be valid for a period of 90 days from the date of receipt of the link by the Cardmember(s).
Post 90 days the Cardmember(s) would not be able to claim the vouchers.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Cadet Deal Cadet
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@abhishek012 @abhishek012

Can you advise MCC of Park+ ?

I don't think Unipay will work as I read a post that its not getting paid even after 10 days.

I opened this RBL account a month back after seeing your post.
If this is not useful then I have to close the account and card, as keeping 20k mab is waste.
Finance Mentor Finance Mentor
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@Adityachs1 I think know the MCC but its count under travel and toll fees or sometimes utility.
62 Comments  |  
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Deal's Advocate Deal's Advocate
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Are Bhai sidha bolo Kiya devalue huwa.

Finance Mentor Finance Mentor
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Kuch bhi nahi hua hai devalue.

New card apply users ka minor devalue hua hai but other gv pe redeem kar sakte hai.
Like Magnet Like Magnet
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Existing RBL sig + debit card users have no effect right ?

Finance Mentor Finance Mentor
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Ya
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Deal Cadet Deal Cadet
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Can we have RBL signature and Enterprise both ?

Deal Cadet Deal Cadet
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No

Wingman Wingman
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I literally applied this card on mar31..abhi Tak card toh show nhi ho rha app mein. So it will consider mine as issued on 31st or after April 1st

Finance Mentor Finance Mentor
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9987241very-good-question-accha-sawal-hai-boman-irani

Deal Subedar Deal Subedar
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While you continue to make the most of your RBL Bank Signature+ Debit Card, we would like to update you with
respect to the updated calculations for spends threshold and transactions that will be excluded for availing Monthly
Voucher/Annual Voucher/waiver of annual fee, effective 01st May 2024:
1. International transactions and/or transactions carried out on the Merchant Category Codes (MCC) listed below
will be excluded from availing Monthly and Annual vouchers and will also not be considered for availing the
benefits of the waiver of Annual Fee.
Merchant Category Codes
(MCC) Description
6012 Financial Institutions – Merchandise, Services, and Debt Repayment
6051
Non-Financial Institutions – Foreign Currency, effective through 19
January 2024, Non-Fiat Currency and effective from 20
January 2024 Liquid and Cryptocurrency Assets (for example:
Cryptocurrency), Money Orders (Not Money Transfer),
Account Funding (not Stored Value Load), Travelers Cheques, and Debt
Repayment
6540 Non-Financial Institutions – Stored Value Card Purchase/Load
6211 Security Brokers/Dealers
Deal Subedar Deal Subedar
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While you continue to make the most of your RBL Bank Signature+ Debit Card, we would like to update you with respect to the updated calculations for spends threshold and transactions that will be excluded for availing Monthly Voucher/Annual Voucher/waiver of annual fee, effective 01st May 2024:

1. International transactions and/or transactions carried out on the Merchant Category Codes (MCC) listed below will be excluded from availing Monthly and Annual vouchers and will also not be considered for availing the benefits of the waiver of Annual Fee. Merchant Category Codes (MCC) Description 6012 Financial Institutions – Merchandise, Services, and Debt Repayment 6051 Non-Financial Institutions – Foreign Currency, effective through 19 January 2024, Non-Fiat Currency and effective from 20 January 2024 Liquid and Cryptocurrency Assets (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment 6540 Non-Financial Institutions – Stored Value Card Purchase/Load 6211 Security Brokers/Dealers

2. The minimum spends threshold for being eligible for Monthly vouchers with effect from 01st May 2024 will be INR 25,000 for current account customers.

*Terms & conditions apply. Disclaimer: The transactions for each category are identified through Merchant Category Codes (MCC), defined by the card network such as Visa, MasterCard and RuPay. RBL Bank does not define the merchant cate
Deal Cadet Deal Cadet
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Screenshot20240401-221501

While you continue to make the most of your RBL Bank Signature+ Debit Card, we would like to update you with

respect to the updated calculations for spends threshold and transactions that will be excluded for availing Monthly

Voucher/Annual Voucher/waiver of annual fee, effective 01st May 2024:

1. International transactions and/or transactions carried out on the Merchant Category Codes (MCC) listed below

will be excluded from availing Monthly and Annual vouchers and will also not be considered for availing the

benefits of the waiver of Annual Fee.

Merchant Category Codes

(MCC) Description

6012 Financial Institutions – Merchandise, Services, and Debt Repayment

6051

Non-Financial Institutions – Foreign Currency, effective through 19

January 2024, Non-Fiat Currency and effective from 20

January 2024 Liquid and Cryptocurrency Assets (for example:

Cryptocurrency), Money Orders (Not Money Transfer),

Account Funding (not Stored Value Load), Travelers Cheques, and Debt

Repayment

6540 Non-Financial Institutions – Stored Value Card Purchase/Load

6211 Security Brokers/Dealers

2. The minimum spends threshold for being eligible for Monthly vouchers with effect from 01st May 2024 will be INR

25,000 for current account customers.

*Terms & conditions apply.

Disclaimer: The transactions for each category are identified through Merchant Category Codes (MCC), defined by the

card network such as Visa, MasterCard and RuPay. RBL Bank does not define the merchant category.

Deal Subedar Deal Subedar
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Revision of RBL Bank Signature+ Debit Card Terms and Conditions As part of our constant endeavor to provide you with the best experience, we would like to highlight the following benefits on your RBL Bank Signature+ Debit Card: • Zero mark up on all your international spends carried out through POS/Online payments. • Two (2) complimentary lounge access every quarter at select domestic airports. • 1% monthly cashback as vouchers (up to INR 1,000) on minimum monthly spends of INR 10,000 on POS/Online Payments. • Annual Vouchers of INR 5,000 on spends of INR 5 lakhs on POS/Online Payments. • Insurance cover up to INR 2 Crores* • Waiver on Annual fee pertaining to the subsequent year on carrying out minimum spends of INR 3 Lakhs on POS/Online payments in the previous year. While you continue to make the most of your RBL Bank Signature+ Debit Card, we would like to update you with respect to the updated calculations for spends threshold and transactions that will be excluded for availing Monthly Voucher/Annual Voucher/waiver of annual fee, effective 01st May 2024: 1. International transactions and/or transactions carried out on the Merchant Category Codes (MCC) listed below will be excluded from availing Monthly and Annual vouchers and will also not be considered for availing the benefits of the waiver of Annual Fee. Merchant Category Codes (MCC) Description 6012 Financial Institutions – Merchandise, Services, and Debt Repayment 6051 Non-Financial Institutions – Foreign Currency, effective through 19 January 2024, Non-Fiat Currency and effective from 20 January 2024 Liquid and Cryptocurrency Assets (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment 6540 Non-Financial Institutions – Stored Value Card Purchase/Load 6211 Security Brokers/Dealers 2. The minimum spends threshold for being eligible for Monthly vouchers with effect from 01st May 2024 will be INR 25,000 for current account customers. *Terms & conditions apply. Disclaimer: The transactions for each category are identified through Merchant Category Codes (MCC), defined by the card network such as Visa, MasterCard and RuPay. RBL Bank does not define the merchant category.

Deal Subedar Deal Subedar
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Does paytm and paying onecard bill directly from the app come under this mcc?

Deal Newbie Deal Newbie
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1000018672

Gajab kr rhe ho, post krne se phle search to kro ek bar 😵‍💫

Like Magnet Like Magnet
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amazon pay load is valid ?

Deal Subedar Deal Subedar
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No 6540 is excluded 

Deal Newbie Deal Newbie
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Gya ye card ab band krwao sab 

Finance Mentor Finance Mentor
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Why Utility category hai, SBI unipay se.

Park+ se cc bill pay hoga jayega, Travel category me.
View 2 more replies
Generous Generous
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Kaha use kare uska list do koi.. ye mcc code jo hai dimag kharb kiye rahta hai

Deal Lieutenant Deal Lieutenant
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@abhishek012 we are all waiting for your inputs and best usage case scenarios for making use of this card. I was reaching target by paying cc bills. I guess it's excluded now. Pls share good tricks pls..

View 2 more replies
Generous Generous
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Utility ka kaun sa apps hai.. jaha dc use ho

Finance Mentor Finance Mentor
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SBI Unipay - Utility

Park+ app - Travel

Livquik wallet fastag recharge karenge GPay, Paytm jaise apps se (toll fees category).
View 3 more replies
Cool Cool
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Do we have any clarity whether wallet loads (amazon, all others) and cc bill payment via all apps are excluded for cb for existing users? @abhishek012

Finance Mentor Finance Mentor
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Pay credit card bill from here -

SBI Unipay - Utility

Park+ app - Travel

Livquik wallet fastag recharge karenge GPay, Paytm jaise apps se (toll fees category).

View 4 more replies
Generous Generous
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Is month to wallet count ho raha na? Agle month tak lag jayega pata kidhar karna hai

Pro Deal Legend Pro Deal Legend
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any idea indusind add funds with debit card has which MCC? 

Deal Subedar Deal Subedar
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It comes under financial ins

Deal Cadet Deal Cadet
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Loading wallet this month will fetch cashback or not since devaluation is applicable from 1 may? 

Helpful Helpful
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+1
Plz inform me too. 
Will close this card next month.
Commentator Commentator
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Applicable is from 1st May so this month wallet load fetch the cashback i think so

Deal Newbie Deal Newbie
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Park+ will introduce charges on cc bill via Debit card in no time and sbi uni pay is unreliable. My last 3 payment failed.

..

Also could someone explain this 25000 minimum txns fo current account holders thing please.

Finance Mentor Finance Mentor
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Park+ app per day 15k/30k is free CC bill payment and you can also use  multiple park+ app too.

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Deal Cadet Deal Cadet
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So no way to add on wallet and transfer back as for cc payment other options(hdfc dc) already available? 

Deal Subedar Deal Subedar
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@abhishek012

So from next month on cc bill payment via paytm will not be valid for cashback?

Only sbi unipay, park+ ?

Also does anyone know what is mcc of onecard bill payment via onecard app?

Finance Mentor Finance Mentor
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Few other apps also available.
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Deal Cadet Deal Cadet
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Omnicard wallet load excluded? @abhishek012

Helpful Helpful
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Unable to add money to apay wallet using this dc. 

Anyone else facing same issue? 

Finance Mentor Finance Mentor
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Manually type your full debit card number and try, if not working then try after 24hrs.
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Deal Cadet Deal Cadet
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@abhishek012 If I transfer money to my SSY account with Paytm or any app using RBL Signature+ DC, will that be counted for cashback ?

Finance Mentor Finance Mentor
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SSY account ?

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Like Magnet Like Magnet
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Any new tricks to transfer back to bank from next month using RBL card ?

replyuser
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