RBL Credit card under process, is it approved?
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Hello Dimers,
I am getting the "RBL ShopRite Credit card" for the first time i.e RBL card for the first time (I hope i get it)
so today i got phone call from a regular agent who keeps on calling me for RBL credit card, but surprisingly today they said that i got preapproved limit of 4.26 lakhs,
and the agent asked my consent code received on SMS and I shared it , then later they asked otp for "one score" app which i denied (for which they said they need to check if i have any RBL bank credit history) I simply said i will share my CIBIL report pdf from cibil website but i wont share OTP , and they double confirmed whether I have RBL history or not, i confirmed them that I dont have any history with RBL
and they proceed with Video KYC link and things and KYC completed successfully
Now is my RBL card really is approved or is it declined? (when i tracked it shown "Application Under Processing")
if this RBL credit card is approved, this will be my highest limit card at the moment,
So any suggestion on how to proceed further, will help out greatly 
Please do comment:)
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What is it to do with onecard app and cibil score? One card app OTP is for one card txn right. @DEEPANGEORGE
ops, its one score, i miswritten as one card hehehe my bad
let me correct it in the post (now corrected)
btw they wanted that one score to check if my credit history is having RBL credit card open or closed
If you haven't had any history with RBL then why would they offer you Pre-approved card? 
Also let us know this Shoprite card is LTF or not?
yep i also have the same doubts, wondering the same, so created this post
the agent said its LTF if I do transaction of 2 lakhs and then on LTF or else it will be 500+GST fee
but in SMS I received 500+GST as annual fee T&C
(so its not LTF as far as i can see) but the agent said it will be LTF if i made transaction of 2lkahs in 2 years (they are faking that waver i think i dont know) have to see how it goes
and i am very skeptical about that 4.26 Lakhs really , like you said how it got preapproved which i really dont know
but they claimed that and proceeded with my application
sure will update on how it got approved or Rejected (waiting to see how it goes, keeping my fingers crossed)
Does anyone have any experience with RBL Indian Oil credit cards? I wanted to confirm how smooth the reward redemption process is. They call them Fuel points, which are then needed to be converted to IOCL Xtra Rewards points, which are then redeemable at IOCL Fuel Stations. Has anyone done that?
I'm looking for a replacement for my Axis IOCL and since IOCL has the most number of fuel pumps, that's what I'm preferring. I also have BOB HPCL, so other options like BPCL etc are of no use for me.
Same like you, i would like to know the reward redemption as well,
sadly that portal is non accessible without being RBL Credit card user
so i dont know what kind of voucher redemption is possible in RBL rewards portal,
@all: If possible someone please share
1) what are the possibilities for IOCL
2) as well as this Rewards portal of RBL with voucher redemption possibilities
it would greatly help
Update: Today received call that the card is approved and it will be dispatched in 5 to 7 days
they offered me something called upgrade to "Platinum Maxima Credit Card" card 2k fees card which i declined and wanted to proceed with shoprite only
Skipped this below
Platinum Maxima Credit Card - Apply for Platinum Maxima Card | RBL Bank
Nov 13 - An agent called offering me the usual Shoprite LTF, which they've been doing that for quite a long time now. I said that I wanted IOCL Xtra and she agreed. But she said that the application will be processed for Shoprite only, but she will email their backend team and they will surely send the IOCL one, and that would be LTF too. I knew it might be fishy but I've seen that these things sometimes work too, so I gave the go ahead for the application process. Did the VKYC and then received an SMS that the VKYC was approved. I noticed that she had put the month in the DOB as 10 which was actually 01, but the VKYC guy said that it doesn't matter since they'll fetch the correct details from the Aadhar or the PAN.
Nov 14 - Received an SMS that the application was declined since they were unable to verify some details in my application. The agent is clueless and still insisting that the application is still under process. Their website also says the same when I try to track the application status.
I've seen in the past that some banks do provide wrong info on the current application status, and sometimes they even call the rejected ones again to confirm if the customer still wants to go ahead and then process it manually, though there has not been any update for the last two days.
Wish me luck 😜. Btw, how's your experience? Did you receive the card?
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I just closed my RBL credit card few days ago.