Rbi Warns about GOLD LOAN disbursement lapses
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First bnpl -consumer durable loans -then credit card -unsecured retail loans -and gold loans
Rbi is moving pawns across retail lending
Whats your assessment dimers
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Well its not in our hands its just NBFC and Banks colluding to do something xD is what RBI suspects
Retail end using of funds comes later , just colluding of NBFC and Bank is what RBI is worried i guess
There is regulated lending which is less than 50 % overall credit market which has set standards but there's more than 1\2 lending market which doesn't have any protection but still exists
First of all cost of capital in economy is pretty high and regulations exclude and make it more difficult....
Everything must not be as per rules which are not applicable and doesn't exist to majority while you have a very little sliver of population who are given every other great thing will not go long in bringing the economic growth
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