RBI;delgated UPI payments

Introduction of Delegated Payments via UPI

Delegated payment will let a primary user allow a secondary user to make UPI transactions up to a limit set by the primary user from the linked bank account

aimed at increasing digital trqnsaction penetration & non tech savvy to reap benifits of UPI

Through this facility, a primary customer can authorise another individual, a secondary user, to carry out transactions through the former’s bank account to a specified limit.

Such transactions can be executed by the secondary user without a separate bank account linked to UPI

Basically  two  family  users can use One acc to pay without the need for bank acc for every individual ....ofcourse with preset limit 

this i a new feature on upi 

would this enable more fraud ??

hope to discuss the pros and cons with fellow dimers 

thank you in advance