Hot Deal

[Query] How to buy Products of more than CC limit as EMI?

1394°
Deal Newbie
rahul4luv58
h2. Hi All. h2. I was planning to buy OnePlus 6 on EMI. But my Credit Limit is 30k. h2. So My question is +"Can We add the difference amount to Credit Card and then make EMI purchase?"+ h2. Will my bank (which is HDFC) charge any extra fee for doing this?
13 Comments  |  
7 Dimers
  • Sort By
Benevolent Benevolent
Link Copied

Just add Amazon gvs for the amount above your CC limit and buy on emi (use Amazon pay wallet money)

Deal Newbie Deal Newbie
Link Copied

I think we cant use AmazonPay balance with EMI

View 1 more reply
Vanguard Vanguard
Link Copied

Was that the max limit provided to you by the bank or did u ask specifically for a low limit card

Deal Newbie Deal Newbie
Link Copied

They just provided with this limit.

Pro Critic Pro Critic
Link Copied

You can pay rest with Amazon Pay balance. Here from TnC.

Would I get the Bank offer even if I make a part payment using my Amazon Pay Balance?
Yes, you would get Instant Discount but only on the amount charged on your ICICI Credit Card EMI. Also, to avail instant discount, your ICICI Credit Card should be charged for a minimum amount of INR 7,000. For example, if total transaction amount is INR 10,000, and INR 2,000 is paid using Amazon Pay Balance and INR 8,000 is paid using ICICI Credit Card EMI, then instant discount would be given on INR 8,000 and not INR 10,000. Similarly, if INR 8,000 is paid using APay balance and INR 2,000 is paid using ICICI Credit Card EMI, then customer would not get any discount because the amount paid using ICICI Credit Card EMI is less than INR 7,000.

Deal Newbie Deal Newbie
Link Copied

Thanks bro… Will do this then smile

View 3 more replies
Community Angel Community Angel
Link Copied

I will suggest you to Pay the difference amount to Credit Card and then make EMI purchase.

Deal Newbie Deal Newbie
Link Copied

Thanks bro. Will use this option only.

Deal Newbie Deal Newbie
Link Copied

What did you end up doing?

replyuser
Click here to reply
Reply