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Probable Trick for swiggy HDFC LTF

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Hdfc credit card topic banenr 1200 x 110 %281%29
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Vijay_Thalap...
Guys, I heard that swiggy HDFC card is showing as LTF to users who are not frequently using swiggy.

So, I decide to try the below.

For me it was showing 500 fees in last month . So, i stopped using swiggy from then,  and it's around 15 days not using , and today the card is showing up as LTF.
Applied for it , hope they approve 🤞.

Give it a try,  I'm not completely sure though if this trick works for all.


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Top Comments
Deal Cadet Deal Cadet
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Not used swiggy since 11th March, still showing fees

Deal Cadet Deal Cadet
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i havent used swiggy for nearly 6 months, its still showing fee

Deal Cadet Deal Cadet
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not used swiggy still showing fee, have another cobranded hdfc card

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Deal Cadet Deal Cadet
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IMG20240613122632This is the reply from hdfc regarding on requesting to issue LTF swiggy card on my alternate number which is not associated to bank
Critic Critic
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Expected. Many ppl abused this process of escalation to convert their card to ltf in last 1-2 years so almost all banks have stopped doing it except in rare/lucky cases.
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Deal Cadet Deal Cadet
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while applying it was showing as LTF, after received mentioned as chargeable.Tweet them lets see they will convert into as LTF or not .
Deal Newbie Deal Newbie
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Is this best offer

Deal Newbie Deal Newbie
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it’s on the credit score and relation with hdfc and not on using or not using. for me it’s ltf and I use Swiggy daily but I have not applied it that’s the different story
Deal Subedar Deal Subedar
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Cashback adjusted in statement or swiggy money?

Blaze Blaze
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Adjusted in statement

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Deal Cadet Deal Cadet
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I am a regular swiggy user (order at least once in a week), for me It showed as LTF and it's approved today.

Deal Cadet Deal Cadet
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HDFC abruptly canceled and marked the card as "DORMANT".  When I asked them in Twitter, they responded me that its internal verification, policy...bla bla bla.
Talk-Of-The-Town Talk-Of-The-Town
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Got it plus1

Deal Newbie Deal Newbie
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applied lets see...

Deal Cadet Deal Cadet
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Once hdfc customer care called and offered me LTF card but when I told them I already have one hdfc card then they said one customer can't avail the LTF on 2 cards. So, maybe if someone already has a hdfc ltf card, this offer wont apply

Like Magnet Like Magnet
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i already have HDFC tata neu infinity LTF, but still got this LTF.
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Deal Newbie Deal Newbie
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i already have one hdfc core card and one hdfc cobranded card. anybody has approved this card with above criteria

Deal Cadet Deal Cadet
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Yes

I was having hdfc regalia and tata neu infinity

Applied for swiggy hdfc and it got approved and the card delivered

Deal Cadet Deal Cadet
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Can we know whether it's LTF or not before clicking on the Apply button and entering the PAN ?

Benevolent Benevolent
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Yes We Can Know Ltf Or Not Before Applying In Swiggy App

Deal Cadet Deal Cadet
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I got it closed the card by default axis airtel gives u 10%

Firestorm Firestorm
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Me too got ltf

Deal Newbie Deal Newbie
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Yesterday I got one thanks buddy

Spearhead Spearhead
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I didn't complete the kyc bcoz of the joining and annual fees but now it's showing application submitted, how it can be submitted without my consent, what to do ?

Screenshot20240622-130032

Deal Cadet Deal Cadet
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Mine got declined pensive

Like Magnet Like Magnet
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did they mention any reason?

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