Premium Cards that are LTF for you

132°
Deal Cadet
smazumder

Dosts, what are the paid, premium or super-premium cards you have that you managed to get as lifetime free or lower fees than normal (without any spending obligation). Here are mine:


  • AMEX Membership Rewards
  • Kotak Royale
  • Yes Premia
  • Standard Chartarted DigiSmart
  • AXIS FlipKart
  • Swiggy HDFC
  • CITIBANK Premiermiles (Now AXIS Horizon) - Not LTF but I pay 1000 instead of 3000 fees
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Like Magnet Like Magnet
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how you got amex Mrcc LTF?

Deal Cadet Deal Cadet
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In 2018 AMEX guys had come to my company office (MNC) and offered LTF for employees with salary above 25L . I managed to get one 😊

Deal Cadet Deal Cadet
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In 2018 AMEX guys had come to my company office (MNC) and offered LTF for employees with salary above 25L . I managed to get one 😊

Critic Critic
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@smazumder With above 25 lakh salary how do you even have time to think about such matters, just enjoy life. Someone I know also has around 25 lakh annual package & he doesn't even own a credit card & instead focusing on increasing his salary to 30-40 lakh in coming 2-3 years.
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Like Magnet Like Magnet
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how you got amex Mrcc LTF?

Deal Cadet Deal Cadet
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In 2018 AMEX guys had come to my company office (MNC) and offered LTF for employees with salary above 25L . I managed to get one 😊

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Heart of Gold Heart of Gold
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You can mention IndusInd Legend & Pinnacle credit cards LTF and also all the IDFC cc's are LTF.

Helpful Helpful
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you missed the golden ghoose SBI cash back, it not only regularly giving 5K cb per month they will make waive off the fee too just for few lakhs of spending. That apart, no cancellation risk like that we are having with Cancel Axis Flipkrat card.

Deal Cadet Deal Cadet
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I have that card but did not include in the list as it is not LTF. I do understand that it is very easy to reach the 2L needed for fee waiver, however I was focusing on cards that are premium/paid but no obligation to spend to keep it free.
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Deal Newbie Deal Newbie
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How's swiggy hdfc free?

Deal Cadet Deal Cadet
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SwiggyHDFCCC

Deal Newbie Deal Newbie
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Dayum!

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