PNB add-on card showing on CIBIL report
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Do add-on cards show up on credit reports? Asking this because all the payment responsibilities lie with the primary cardholder
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https://www.desidime.com/comments/permalink/10571209
Took, HSBC add on and it's reflecting my wife cibil being myself as primary Holder
https://www.desidime.com/comments/permalink/10572004
Is it showing in your CIBIL report or add-on holder's CIBIL report you haven't mentioned
https://www.desidime.com/comments/permalink/10572704
I am the add-on holder and it's reflecting in my CIBIL report and for primary card holder, it is obviously showing.
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Depends upon the bank whether they want to report add-on card holder account to CIBIL or not, not all banks do that. In case they do it shows "Authorised user" in ownership details, not "individual" so lenders know that add-on card holder isn't the actual owner of the card.