https://www.desidime.com/comments/permalink/10230725
Shop of @abhishek012 
Please no payment via Rupay Credit Card
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https://www.desidime.com/comments/permalink/10230747
Woh RuPay Credit Card link UPI payment hoga.
If shop accept Visa/mastercard credit card then you can also swipe your RuPay credit card and pay.
https://www.desidime.com/comments/permalink/10230767
Clear sign of failure of RUPAY CREDIT CARD xD
NPCI has to act or else.... its dead end xD card companies will soon stop supporting rupay with less and less offers only NPCI offers will be left on table
https://www.desidime.com/comments/permalink/10230797
some says visa/mc charge 2% while rupay charge 4% ... i dont see any benifit of rupay now.
mdr kam hoga tabhi toh merchant 9offline/online) khushi khushi foregin netwrok ko ditch karenge
https://www.desidime.com/comments/permalink/10230993
First understand this thing -
If any shop accept visa/mc and MDR is 2% then you can also swipe your RuPay credit card and pay, MDR is same 2%.
Now the problem is shopkeepers use other POS machines companies like Pinelabs for card swipe and Pinelabs offer lets say 1.5% MDR but shopkeeper use Phonepe, paytm, gpay QR codes for RuPay CC on UPI payment acceptance, here they will charge you more than 2% MDR
Note - you can also ask pinelabs (if you already have POS machine with low MDR fees) to issue your UPI bar codes. So pinelabs will charge you lower MDR fees on RuPay CC UPI payment, same like 1.5% MDR fee.
Another thing - if you register your business under Grocery or electronics then pinelabs charge you lower MDR fees but your business register under paytm, phonepe, gpay some other categories. Here these QR codes companies charge you high MDR fees.
Here example, if you register your business under Grocery or Electronics then Phonepe and Bharatpe also charge lowest MDR 1.25% to 1.3% for RuPay CC UPI acceptance -
@ricthedem369431
@hackerboys
@FKAZ
@WhiteBat
@tappukepapa
@arundass007378
@Friedricewithschezwansauce
@gakarshit957
View 6
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https://www.desidime.com/comments/permalink/10230934
So transactions below 2000 don't have MDR charges? but again can't blame the shop owner as what if someone does above 2000 (which in turn is affecting those who do like 40/60/under 2000 just like how CCs are misused😌)
On October 4, 2023, the National Payments Corporation of India (NPCI) announced that interchange fees would be applicable on RuPay-UPI transactions, but small merchants would be exempt from it. This meant that the interchange fee would be levied on transactions worth more than `2,000. Currently, peer-to-merchant UPI transactions do not attract a fee and are more palatable to merchants. These transactions typically have a ticket size of less than `2,000.
https://www.desidime.com/comments/permalink/10234977
If you Swipe your RuPay credit Card (or Online card otp based transaction) - Same MDR charges - 2%
By the way why your PayU merchant account dnt mentioned about RuPay CC (card otp based payment) ?
Anyway, you can ask PayU, they will told you same 2% MDR.
View 2
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https://www.desidime.com/comments/permalink/10232441
cash me payment karo taaki poor kangal begger shopkeeper ko charge na dena pade , beter thora tip bhi de dena taaki uska business me profit ho jaay
-hum log isiliye to kama rahe hai ki govt. ko tax aur shopkeeper ko profit kara sake
https://www.desidime.com/comments/permalink/10235285
Bank account link UPI se pay karo. No charges 100% FREE.
View 4
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https://www.desidime.com/comments/permalink/10233456
Aisa hai toh ye rupay cc zyada din nahi chalegi...they shouldn't charge anything to the merchant for scan and pay considering it is loss for the merchant and rupay is a domestic company so it should be free ....last month I paid using rupay cc scan and pay option to one fruit shop it accepted it, this month seems they blocked it 
This will become more common, unless they make it free there is no advantage to accept payment through rupay cc..merchant will continue to deny payment from rupay cc
https://www.desidime.com/comments/permalink/10235441
i don't know how accurate this info on YouTube is. but if there are no mdr charges for rupay cc swipe below 2000rs, i will gladly use rupay. infact I will change all my cards to rupay
my only reason to use cards is i don't have to carry phone or buy expensive mobile data
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Clear sign of failure of RUPAY CREDIT CARD xD
NPCI has to act or else.... its dead end xD card companies will soon stop supporting rupay with less and less offers only NPCI offers will be left on table
some says visa/mc charge 2% while rupay charge 4% ... i dont see any benifit of rupay now.
mdr kam hoga tabhi toh merchant 9offline/online) khushi khushi foregin netwrok ko ditch karenge
First understand this thing -
If any shop accept visa/mc and MDR is 2% then you can also swipe your RuPay credit card and pay, MDR is same 2%.
Now the problem is shopkeepers use other POS machines companies like Pinelabs for card swipe and Pinelabs offer lets say 1.5% MDR but shopkeeper use Phonepe, paytm, gpay QR codes for RuPay CC on UPI payment acceptance, here they will charge you more than 2% MDR
Note - you can also ask pinelabs (if you already have POS machine with low MDR fees) to issue your UPI bar codes. So pinelabs will charge you lower MDR fees on RuPay CC UPI payment, same like 1.5% MDR fee.
Another thing - if you register your business under Grocery or electronics then pinelabs charge you lower MDR fees but your business register under paytm, phonepe, gpay some other categories. Here these QR codes companies charge you high MDR fees.
Here example, if you register your business under Grocery or Electronics then Phonepe and Bharatpe also charge lowest MDR 1.25% to 1.3% for RuPay CC UPI acceptance -
@vij214
@ewater
@DEEPANGEORGE
@sushrutji29544
@arundass007378
@ricthedem369431
@hackerboys
@FKAZ
@WhiteBat
@tappukepapa
@arundass007378
@Friedricewithschezwansauce
@gakarshit957
@ariman
First understand this thing -
If any shop accept visa/mc and MDR is 2% then you can also swipe your RuPay credit card and pay, MDR is same 2%.
Now the problem is shopkeepers use other POS machines companies like Pinelabs for card swipe and Pinelabs offer lets say 1.5% MDR but shopkeeper use Phonepe, paytm, gpay QR codes for RuPay CC on UPI payment acceptance, here they will charge you more than 2% MDR
Note - you can also ask pinelabs (if you already have POS machine with low MDR fees) to issue your UPI bar codes. So pinelabs will charge you lower MDR fees on RuPay CC UPI payment, same like 1.5% MDR fee.
Another thing - if you register your business under Grocery or electronics then pinelabs charge you lower MDR fees but your business register under paytm, phonepe, gpay some other categories. Here these QR codes companies charge you high MDR fees.
Here example, if you register your business under Grocery or Electronics then Phonepe and Bharatpe also charge lowest MDR 1.25% to 1.3% for RuPay CC UPI acceptance -
@vij214
@ewater
@DEEPANGEORGE
@sushrutji29544
@arundass007378
@ricthedem369431
@hackerboys
@FKAZ
@WhiteBat
@tappukepapa
@arundass007378
@Friedricewithschezwansauce
@gakarshit957
@ariman
Yes, right. Interchange fee is higher because of multiple payment aggregators involved in UPI payments.