PLEASE EXPLAIN CREDIT CARD EXPERTS
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Hello Dimers and Credit Card experts.. I hv two screenshots attached and enlighten me pls...
1. Can anyone explain what this "EMI PLAN PRE CLOSURE DEBIT" . This is Bank of Baroda VISA Easy Credit Card
2. This is last month statement......What is EMI for DreamPlug(CRED), Mobikwik, and Paytm bank... I have had taken personal loan from Mobikwik and paytm and I closed all 10months back.... I checked again, there is no outstanding..... Then what's this possibly for... Am I phished? 😰😓
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https://www.desidime.com/comments/permalink/10403971
I have no experience with bob cards.
One explanation could be, did you convert these transactions for easyEMI?
That is the only possible explanation I can think of.
Or bank screwed up.
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pre closure debit is proably charges for preclosing a emi
and your emi are still runing for those loan try to contract bank and give them noc if u got it