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Payzapp: Fee-Free Wallet Loading with BOB Snapdeal Credit Card

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As you may know, starting this month, Payzapp has introduced charges for loading the wallet using a credit card. However, if you use the BOB Snapdeal credit card, no additional fees will be applied. Additionally, you'll continue to receive a 2.5% cashback on credit card transactions, just as before.

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Top Comments
Benevolent Benevolent
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Some People Have Bank Transfer Options , They Are Lucky If Having A Snapdeal Card.

Deal Subedar Deal Subedar
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Payzapp is cheater app, once loaded very difficult to use that amount.
Finance Ninja Finance Ninja
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Enjoy.

Deal Hunter Deal Hunter
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Even au lit is also chargeless for me using since month starting almost 1 lakh used in cc bill pay via cred/mobikwik

Deal Newbie Deal Newbie
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@abhishek012

monthly cap is max 2000 rp naaa?

and this monthly cap is including add-on txns or excluding?

someone told me that we get X points ×4 if we have max 3 add-ons,  it it true?

Finance Ninja Finance Ninja
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@mschahar Bob Snapdeal gives 2.5% upto 33333 and after that flat unlimited 1% cashback.

Bob Snapdeal 2.5% is upto 2000 reward point, 2000 limit is for bonus points, which is 6 for every 100, not 10. So, limit is 33333.

That 2000 points is for 6 per 100 and not 10 per 100. People often confuse it with 10 per 100 and calculate as 20K limit. But it's 6 per 100, so 33333 is limit.

All other BOB Cards Reward info -

For Eterna, there is 5000 limit on bonus points. But that is calculated only on 12 per 100, not 15 per 100. So it gives total 6250 (1250 regular + 5000 bonus) points on 41667.

For HPCL, there is 1000 limit on bonus points. But that is calculated only on 8 per 150, not 10 per 150. So it gives total 1250 (250 regular + 1000 bonus) points on 18750.

For Snapdeal, there is 2000 limit on bonus points. But that is calculated only on 6 per 100, not 10 per 100. So it gives total 3333 (1333 regular + 2000 bonus) points on 33333.
185 Comments  |  
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Deal Newbie Deal Newbie
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Yes payzapp is a cheater, can't believe

Deal Subedar Deal Subedar
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What a pathetic service from the top bank in the country. Even though I have enough balance in my wallet still showing not enough balance. I can't select the wallet upi option. Reinstalled app still has the same issue.

Helpful Helpful
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First open Payzapp app and minimise it, then initiate transaction from other app.

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Benevolent Benevolent
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Let say, I want to pay 2Lakh tax, can I load payzapp wallet with this card and pay ?

Deal Subedar Deal Subedar
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Assuming payzapp lets you load 2L and the card gives 1% or more as rewards,

Yes you can pay with payzapp's prepaid card via payment gateway in IT website.
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Deal Lieutenant Deal Lieutenant
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@abhishek012 Getting max allowed number of transaction exceed in a day error even if no transaction done in a day..anyone else facing same?

Finance Ninja Finance Ninja
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Wallet UPI ? How much you transferred ? first time try under 5k within 24-48hrs.

one person told he change the limit from setting.
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Deal Subedar Deal Subedar
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What are the limits for wallet upi transaction?

Loading and transaction both

Deal Subedar Deal Subedar
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+1 @abhishek012

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Helpful Helpful
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I got some amount charged on my Bob SD card with gst.

Does anyone have idea abt it? Mostly loaded Payzapp wallet using it. 

1000090093

Deal Lieutenant Deal Lieutenant
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Did you pay your total last statement bill on/before due date?

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Deal Captain Deal Captain
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Showing this errorIMG20240907115939
Deal Lieutenant Deal Lieutenant
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.

Deal Cadet Deal Cadet
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8 out of 10 times you'll get error while adding money from BoB Snapdeal card to Payzapp.

Also, as many have stated, it is very difficult to spend the money in payzapp wallet due to various restrictions and limits imposed by Payzapp.

Recharge Payzapp wallet only if you know where you can spend the money in wallet.

Deal Lieutenant Deal Lieutenant
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people spend that money to pay other credit cards..via CRED, hmmmm you dont know that??


basically due date rotation:) -> if done right its safe... if over done everything will be haywire 

Deal Subedar Deal Subedar
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@abhishek012 Getting this every time I am trying to pay bill. Tried via cred and mobiiwck same error. Any solution

FYI : Full kyc in payzapp and not paid any amount in this month. 
 

image

Deal Cadet Deal Cadet
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Logout and login again, it will get resolved

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Deal Cadet Deal Cadet
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Bank based kyc is showing not applicable in payzapp app. I have HDFC savings account. Only minimum kyc done on payzapp.

Unable to load more than 10000 and also option to load with credit card not showing. Only debit card and UPI method showing.

Benevolent Benevolent
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Payzapp and the bank have the same registered number?
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