Paytm HDFC Bank Credit Card

Paytm HDFC Bank Credit Card
Unlimited Cashback. Every Time.

Paytm HDFC Bank Credit Card
FEATURES
Features
CashBack Benefits:

3% cashback on all purchases on Paytm [Mall + Movies + Mini App]
2% cashback on all other Paytm spends.
1% cashback on all other Retail Spends
Free credit period:
Avail up to 50 days of interest free credit on your Paytm HDFC Bank Credit Card

T&C
Cashback is not applicable for wallet loads, fuel spends & EMI spends

Additional Features
Avail upto 4 complimentary add-on cards

Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank’s Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily

Zero cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Fuel Surcharge Waiver
1% Fuel Surcharge waived off on fuel transactions.
(Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)

Welcome Benefit
Paytm First Membership
Paytm First is a premium subscription-based rewards & loyalty program for Paytm users. It offers exclusive benefits, over and above the regular offers. A Paytm First member will enjoy a wide range of exclusive benefits from leading partnered brands. It can be availed upon minimum one transaction of Rs. 100.

Milestone Benefit
Earn upto Rs. 1200 cashback annually –
1% Cashback upon spending Rs.10,000 every month (Non-EMI Spends) – [Capped at Rs.100 per month]
Qualified customers will be communicated for availing Gift Vouchers

Annual/Monthly Spend Based Benefit
Get monthly fee waived off on retail spends of Rs.5,000 in a month (Non-EMI Spends)
Qualified customers will be communicated for availing Gift Vouchers
Contactless Payment
Paytm HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

EMI Offers
Enjoy No Cost & Low cost EMI options on your credit card


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Fees & Charges
Paytm HDFC Bank Credit Card Fees and Charges:

Monthly Membership Fee: Rs. 49 + GST
Monthly Fee waived off on retail spends of Rs.5,000 in a month (Non-EMI Spends)
Goods and Services Tax (GST)
Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

GST for Fees & Charges / Interest transactions billed on statement date will reflect in the next month’s statement.

GST levied will not be reversed on any dispute on Fees & Charges / interest