Payment via Amazon pay balance

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Deal Cadet
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I bought amazon pay gift cards from hdfc smartbuy and added to my amazon account. Its showing 4300 balance. 
Can i use this balance to pay at offline shops using their qr code? Or do i need to make amazon upi account?

I see 4300rs balance under GIFT CARDS. The WALLET balance shows 0.

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Deal Lieutenant Deal Lieutenant
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You can't use this gift card Amazon pay balance on offline merchants. There are very few websites which allow this balance to pay.

Deal Cadet Deal Cadet
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😣 so gift card amazon pay balance can only be used for bills/recharges? I was excited to use this offline 😓

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Deal Lieutenant Deal Lieutenant
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Just use it to pay EB bills (and other similar bills) in amazon portal 

Deal Cadet Deal Cadet
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😞 is there any workaround? And is this mentioned anywhere on amazon TnC that gift card balance cant be used to pay offline?

I hope this balance can atleast be used for swiggy/zomato etc by linking amazon

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Helpful Helpful
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You can pay to offline QR from your wallet balance only. Wallet balance = money added Directly through your cards/upi.

Beacon Beacon
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If u have livqwik fasttag, rech. It

Install livqwik app, copy paste numbers in mobikwik, send from mobikwik to bank, upto 1000 rupees its zero i think.

Deal Cadet Deal Cadet
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Appreciate the response. Helpful for ppl in similar situation and willing to use these apps 👍🏼

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Deal Subedar Deal Subedar
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contrary to what is status you can actually pay offline qr directly via amazon pay gift card balance but these are some special amazon pay qr and are rare to find sweat_smile

so your best bet to use it for online purchases or bill payment as for

Wallet balance you can load and use similar to paytm wallet

Deal Cadet Deal Cadet
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So you are telling me that if I can get a merchant account of Amazon for my business then I can transfer all the Amazon Gift Cards back to my bank?
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Deal Cadet Deal Cadet
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Pay bills, buy gift card of other brands, use in Magicpin, Swiggy, Uber, Zomato etc

Generous Generous
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what benefit u got by purchase from smartbuy? any discount ?


Deal Cadet Deal Cadet
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Reward points from hdfc bank credit card. Discount % depends on what we redeem against the points 

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Beacon Beacon
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Screenshot20240723002119Amazon
Deal Newbie Deal Newbie
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No You Can't Use That To Pay Using QR Or UPI

Post Emperor Post Emperor
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Basically Amazon pay wallet has two components: money balance & gift card balance.

Money balance is kind of normal wallet with actual money where offline payment are done. But gift card balance is restricted to amazon payment only and moreover any cashback credit is added to this component only.

You can say amazon has better understanding of laws and banking and money to its advantage. 

Deal Cadet Deal Cadet
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Best way to use in magic pin, buy swiggy, Zomato, big basket vouchers on discounted price.

I load my amazon wallet and get 5% benifits and again use this amount to buy discounted vouchers of swiggy, Zomato, big basket through magic pin

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