Paying for a car - cash vs credit card
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I am planning to buy a 15 lakh car soon. I don't want to take loan on it, as I have the cash ready. I have Bank of Baroda Eterna, Snapdeal, HDFC Regalia gold, Amex gold card. Dealers usually charge 2% on credit card payment. Is there a way to benefit from the cards, or am I better off paying using account transfer only?
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https://www.desidime.com/comments/permalink/10296967
I have read on DD that some dealers will let go the 2% surcharge if you bargain hard enough.
https://www.desidime.com/comments/permalink/10297036
Check if any of these cards have good milestone benefits also do verify dealer mcc before transaction
https://www.desidime.com/comments/permalink/10297278
Is this due to base reward being more than 2% or something else
https://www.desidime.com/comments/permalink/10297307
Get amex platinum travel,if u don't have already and pay 4 lakh with it..
https://www.desidime.com/comments/permalink/10300159
You can check my thread .I bought brezza for 14 lakh without any mdr charges. you have to negotiate. I payed through 3 cards as my max limit was around 9 lakh in diners /neu. .got neu coins at 1.5%. they had sbi pos where diners failed.
https://www.desidime.com/discussions/buying-car...
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I have read on DD that some dealers will let go the 2% surcharge if you bargain hard enough.
window shop & visit dealer as if u have no interest in buying & hard bargain.
once they know u are eager then end of story.
go with a model u dont want & then reach ur model that u cant buy except if dealer allows cc