Which you use the most to pay your credit card?
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Pay Credit card Bills - List of "Website/app" other than "Unipay/Airtel/Setu" - using "Debit card" option? (alternative)

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Finance Ninja
DEEPANGEORGE

Hello Dimers,


To have backup plan 

I dont wanna get locked to specific few apps or websites so researching on other options and alternative options


anyone know any apps/websites that support debit card for cc bill payment

1) SBI unipay (Utility MCC -> debit cards WORKS) - MCC “4900”

2) Airtel App (Telecom MCC -> debit cards WORKS) - MCC "4812"

3) Canara Setu (Departmental store MCC -> debit cards WORKS) - MCC "5311"

4) ??? any suggestions? anyone?


Curious on the latest update to figure alternatives:)


PLEASE DO COMMENT YOUR OPINION AND SUGGESTIONS:) KEEP IT COMING:)

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Top Comments
Deal Subedar Deal Subedar
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You can strike off Canara Setu from the list. It does not allow Debit Card to be used as a payment option anymore. You can only pay by UPI

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Finance Ninja Finance Ninja
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https://billpe.setu.co/1449602066912...06

canara setu link above (use it)

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it has debit card:) BUT SADLY recently i heard ITS updated to DEPARTMENTAL STORE mcc SO MANY OF OUR DEBIT CARDS WONT give rewards


bdatta1981

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Deal Cadet Deal Cadet
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Navi

Finance Ninja Finance Ninja
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Thanks for sharing:)

is it still working? with debit card


if possible incase if you know the MCC of this NAVI app it will help:) -> incase if you know MCC do share:)

it should be utility one if it works:) but just asking to make sure:)

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Deal Subedar Deal Subedar
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You can strike off Canara Setu from the list. It does not allow Debit Card to be used as a payment option anymore. You can only pay by UPI

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Finance Ninja Finance Ninja
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Thanks for the update:)

I think this is Axis Setu not Canara Setu:)


hmmm i think you got the wrong link of setu:) in past i also mistook like this too:) hehe


Axis Setu never had debit card option to begin with 

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Finance Ninja Finance Ninja
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Is Jio finance app still having debit card option to pay credit card? anyone tried recently?

Budding Star Budding Star
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They removed Debit card option

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Finance Ninja Finance Ninja
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Anyone know any AIRPLANE/FLIGHT APP or Frequent Flyer Program website, that has?

1) voucher buying debit card option WITH TRAVEL MCC (OR)

2) credit card payment debit card option WITH TRAVEL MCC


Asking this, to make use of Rs. 500 travel, 5% in RBL Entreprise Debit Card smile so it will help everyone

Helpful Helpful
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+1 same query 
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Deal Subedar Deal Subedar
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Following....

Spearhead Spearhead
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I only use paytm, fast and jhanjhat free, i don't get any rewards and that's ok...

Finance Ninja Finance Ninja
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paytm also have debit card option i think

isn't it rewarding any debit cards you have?
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Deal's Advocate Deal's Advocate
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Good thread ... Hope to get some useful info on new ways to pay cc... Following

Finance Ninja Finance Ninja
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Hehe Thanks:) I am also curious to figure out alternative ways for backup in rainy days:)

Hunk Hunk
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Canara Setu Shows merchant name RETAIL CC bro. Not eligible for HDFC Platinum cashback.

Finance Ninja Finance Ninja
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Ya sadly, but HDFC millennia might work:)
Deal Cadet Deal Cadet
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Millenia is good for Canara Setu?

Finance Ninja Finance Ninja
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technically it should work:) but sadly i haven't tried
Deal Cadet Deal Cadet
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Useful thread. Following

Finance Ninja Finance Ninja
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Thanks, lets hope to find different answers:)
Helpful Helpful
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Mobikwik+millennia debit card for under 5k payments as it give 1% upto 40 using fullpay code and millennia gives 1% additionally, sbi unipay for 5k+ payments with idfc select dc/millennia/platinum/kotak 811 super dc/indusind select dcs.

Finance Ninja Finance Ninja
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nice to know these details:)


hmm as far as i know:) only people who gave gmail access can get this cashback right? or else mobikwik is useless without gmail access (i assume)


correct me if I am wrong:)

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Deal Cadet Deal Cadet
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Mobikwik+millennia works? And what is the reward ratio there? 

Deal Subedar Deal Subedar
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IDFC Wealth DC + SBI Unipay working fine. reward points take 2+ weeks to credit.

The PostMighty The PostMighty
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But they have removed Amazon and Flipkart voucher in redemption portal..

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Deal Newbie Deal Newbie
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U have mentioned category of MCC, add MCC as well.

Finance Ninja Finance Ninja
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sure smile 
Finance Ninja Finance Ninja
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updated mcc in post

1) Utility MCC “4900”

2) Telecom MCC "4812"

3) Departmental store MCC "5311"


if i am wrong on MCC, someone please correct me



cc: aniket_

Post Tycoon Post Tycoon
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Good info. following the thread

Comrade Comrade
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I use SBI unipay

Hunk Hunk
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Bro does departmental store MCC be considered for cashback under the Shopping category?

Finance Ninja Finance Ninja
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department store and grocery are almost same


shopping category includes things as per your debit card


usually shopping category includes everything we shop:) but i am not sure which is the source so can't bet on this


have to test with one transaction to be sure


so which is the card that has shopping category for you?

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Post Tycoon Post Tycoon
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Airtel app transactions failing sad

Finance Ninja Finance Ninja
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Thanks for the update of status

Maybe it is not working now at this time, it will get fixed soon probably in 1 or 2 days


Side note: Paid using airtel yesterday, it was working yesterday

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Super Stud Super Stud
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Paying CC bill from Millennia fetch 1% or 2.5% and from which site?

Finance Ninja Finance Ninja
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sbi unipay will fetch 2.5%
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Deal Cadet Deal Cadet
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Informative, I think better to get a debit card that gives reward for cc bill payments

Helpful Helpful
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I have 2 HDFC Easyshop Visa Platinum cards in my family. Shall I change one of them to Millenia? I usually get 300-400 cb (1%) on CC payments every month.

Deal Major Deal Major
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You can. If avenues for one dc gets closed, another avenue wud hopefully remain open .
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Blaze Blaze
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Hello dimers, I paid axis cc 60k bill payment on sbi unipay with hdfc platinum dc, I didn't receive 1% cashback is this benefit removed?

Deal Lieutenant Deal Lieutenant
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You don't get immediately. Minimum is 2-3 working days.

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Deal Newbie Deal Newbie
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that's great
Deal Captain Deal Captain
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Where all does HDFC  millenia debit card give 2.5% cashback on CC bill payment?

Deal Cadet Deal Cadet
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Airtel thanks app/SBI unipay

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Deal Cadet Deal Cadet
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there is no other app and as a matter of fact all debit card option will soon we removedin favor of upi/netbanking, as even debit card payment attract MDR charges which causes extra burden on bank and no bank work for losses . so continue payment using debit card will soon be removed and hence you should not ask such question and instead shift to netbanking or upi.

Finance Ninja Finance Ninja
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Bravado for the intelligence:) 

Okay, now I will get an award for this soon to be dead topic then:)


P.S: like how cash can't be eradicated debit cards can't be eradicated as well:) hence there will be payment gateways supporting debit card always, one gateway demise after the other, but debit card payment mode will be there:)

Deal Cadet Deal Cadet
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@DEEPANGEORGE ,

Plz add eligible Debit Card list along with limit and other details. This will be helpful. 

Finance Ninja Finance Ninja
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Thanks for your nice suggestion:) 


well the intention of the post is figuring out MORE OTHER SIMILAR payment gateway portals that support debit cards:)


so. if i did added list of debit cards. it will confuse the intention of the post:) hence why i didnt put that up:)


but if anyone else like to do so:) they can add it by comments or post it in deal wiki or something here smile and highlight it


this way it wont reduce the result of getting things for the main motive:)


Main motive is -> figuring out similar debit card supporting portal 



P.S: Still, well I have listed out the major debit cards out there in a comment here but other things like limit.. etc one can easily research and get (as there is lot of info on it already in DD)

Refer this comment -> Pay Credit card Bills - List of "Website/app" other than "Unipay/Airtel/Setu" - using "Debit card" option? (alternative) | DesiDime

Deal Cadet Deal Cadet
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We have jugad for everything, I spend minimum 30k every month through credit cards and get almost 300 cashback on paying CC bill.

Finance Ninja Finance Ninja
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dont be pessimistic 

you should look in this below practical way... 

in any case 30k bills are there in a month... why not get 300 bucks off in it? by using debit card to pay that 30k cc bill:)

Note: 30k bill is inevitable in this case i mean

Mobile Guru Mobile Guru
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any option to get cb if we dont have debit card apart from mobikwik?

Finance Ninja Finance Ninja
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innopay upi 0.5% 

bad part is 1000 is the transaction at a time possible

so have to do multiple 

TOO MUCH WORK
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