well indusind DC is devalued recently, so avoid it at all costs:)
1) HDFC: for direct cashback you can open account in HDFC , 1% with 750 cap
2) RBL: for voucher back you can open account in RBL which is 5% (for enterprise card with 1k cap) and 1% i think (for signature plus card with 1k cap)
Kotak i think i heard some DC it has reward but personally i dont know much about it
forgot another card, which is IDFC debit card, the wealth debit card is best card in IDFC First ecosystem
but sadly it has incremental reward points means you have to cross 50k spend limit a month to achieve better reward points i think (or 20k not sure, as i dont have it)
well mostly this IDFC debit card gives 1% to 2% reward rate as well
Don't go for RBL if your preference is of its signature plus DC because they will freeze your account and when you visit your branch staff will only close your account and if you compliant against them they will create more problems for you in my case they submitted negative confirmation for my profile i am struggling since july even you can't directly call PNO because RNO and PNO both have only one number and banking PNO will never call you back and their team is like they don't read you emails properly all time reply like bots same copy paste reply and they all the time coordinator with branch staff only so be aware before making decision for RBL Ratnakar bank limited
My issue is opened at RBI ombudsman, senior escalation, PNO, RNO and social media and only social media calls me all the time whenever i poke them even mailing their those mentioned above neither reply my mails nor call me even i requested for call bank but they don't
Worst bank hai
Social media X Twitter ke kisi bhi platform per RBL account freeze search krlo pta chl jayega sale kese handle kr rhe account freeze wale account issues ko 🤬🤬🤬
Idfc bank official called me to confirm that there is some suspicious activities happing in your account mean many frequent transactions so please don't use the account this way we just otherwise it might be freezed i stopped using it then not faced any issue yet
Kotak also best PNO contact periodically to branch for the progress of the issues if you faces either with branch or account
HDFC sabe best hai their staff is professional and they trained them how to respect customers may be that's why they are the No. 1 profit making private bank
ah yes, for IDFC another dimer also told that their transaction in their wealth account also invited home verification of the branch manager lol, ya IDFC is having worst customer service
and HDFC is best in my opinion too:)
Misleading info on IDFC First bank account : Do your due diligence before choosing the bank account.
well good that you are not facing any issues with IDFC First:)
happy for you:)
My account is also unfreezed successfully RBI❤️ compliant works at the end
today i recieved reply of ombudsman mentioning bank response
RBL bank only mentioned that account was freezed only for "Precautionary freeze as reported in cyber portal" and after satisfactory due diligence we have unfreezed the account
So no need to worry if you spends either for cashback or any thing else just make everything trackable
Thanks for the infos:)
nice, good that your account is unfreezed:)
I just got RBL account opened last week and received physical entreprise debit card yesterday
lets see how it goes:) done some credit card payments and now waiting to see when i will receive the vouchers:) hehe
RBL branch employees response was quite good 
my personal feel when i encountered them at my home to open the account
Don't go for RBL if your preference is of its signature plus DC because they will freeze your account and when you visit your branch staff will only close your account and if you compliant against them they will create more problems for you in my case they submitted negative confirmation for my profile i am struggling since july even you can't directly call PNO because RNO and PNO both have only one number and banking PNO will never call you back and their team is like they don't read you emails properly all time reply like bots same copy paste reply and they all the time coordinator with branch staff only so be aware before making decision for RBL Ratnakar bank limited
My issue is opened at RBI ombudsman, senior escalation, PNO, RNO and social media and only social media calls me all the time whenever i poke them even mailing their those mentioned above neither reply my mails nor call me even i requested for call bank but they don't
Worst bank hai
Social media X Twitter ke kisi bhi platform per RBL account freeze search krlo pta chl jayega sale kese handle kr rhe account freeze wale account issues ko 🤬🤬🤬