Hot Deal

Open Bank Of Baroda Saving Account 100% Online And Get 2 Rupay Platinum Card For Amazon Pay Load Money Offer

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sauravDD
https://tabit.bankofbaroda.com/BarodaInstaClick... h1. Account Opening Process : 100 % Online (Make sure to choose activation of all digital services by checking it) Apply for Account by filling all details after you will receive link for schedule VKYC 10 AM-5PM Complete your Video KYC (It takes 5-7 Minute to complete) After Successfully Video KYC within 10-15 Minutes you will receive Account Number + CIF Code through Email and SMS and after 15-20 Minutes you will receive 4 Digit code for login in Bob World App. Then You can login in BOB World app Make sure to apply for physical card rupay platinum after account opening otherwise they may send different variant To Apply visit card tab Debit card request select rupay platinum 50rs charge Then visit Card section apply for Rupay Platinum Card Physical (Charges 50 Rs Only) Then create one Virtual Rupay Platinum Debit Card (FREE) Min. QAB Rural Rs 500* Semi-Urban Rs 1000* Urban / Metro Rs 2000/-* Doc Required: original Pan Card Original AAdhar Card Signature Aadhaar XML Paperless KYC Process This is done on screen during call with agent Today at 10 AM i completed my VKYC and i can acess Mbanking
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Finance Mentor Finance Mentor
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@abhishek012 Oh, ok thanks.

I also see 5% cb on utility bill payments. Dunno the maximum cap, terms or MCC codes. Anyone knows this? Not easy to find this info or MITC… This can be a hidden gem!

https://cdn0.desidime.com/attachments/photos/781388/original/IMG-20220624-WA0000.jpg?1656068493

Finance Mentor Finance Mentor
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old offer, i think discontinued now.

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Finance Mentor Finance Mentor
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@Ransome @abhishek012 What I understand is these cards are dual network and when local atm machines read them, unable to choose whether to register to domestic or international network, some even do not show a menu, right?

Then, one can try disabling international payments and enable domestic only from app/netbanking for trying in ATM. That way only option domestic would be selected by ATM without any menu, isn’t it?

@Ransome When was your BPCL card delivered?

Vanguard Vanguard
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Yeah, I understand but international transactions are disabled on my card. Still, this issue persists and the debit card team has repeatedly asked to choose Domestic option on the screen. 

My card was delivered last year November. But I used it in other bank ATM about 2 months ago. 

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Finance Mentor Finance Mentor
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Umm, maybe they rectified card chips in recent lot, who knows? Seems applying for the blue card is a better choice after hearing this…

Finance Mentor Finance Mentor
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So @abhishek012 , knowing the ATM issue as explained before, which card would you choose?

BTW, why is my avatar badge still showing newbie instead of cadet?

Finance Mentor Finance Mentor
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Why you guys use ATM cash withdraw ? last time i use my card for ATM cash withdraw approx 10 years ago.

Anyways UPI ATM Cash withdraw also coming soon.

Finance Mentor Finance Mentor
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@abhishek012 Well, I’m going to keep this account, not close it. BoB branch is about 3 mins walking distance from home.

I use UPI and aware of happenings like UPI ATM Cash withdraw also coming soon. But, I look at all possible situations and outcomes regarding a product, sort of a habit.

I’m applying BPCL card now… Just because “black” cards are of a different league in my taste… seems I’m becoming a card collector, just like philately…lol

Finance Mentor Finance Mentor
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Card number generated, showing in app. No dispatch SMS yet. Hope I get it in a week…

Deal Newbie Deal Newbie
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I can only find visa classic as option for virtual card. Is there way to close account?

Finance Mentor Finance Mentor
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Don’t you already have a rupay platinum VCC there?

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Finance Mentor Finance Mentor
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@abhishek012 and others…

After how many days of requesting a debit card did you get dispatch SMS? I have requested on 24th, didn’t receive yet…

Finance Mentor Finance Mentor
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Well, @Ebent got answered, can anyone look at my query regarding dispatch?

Post Mogul Post Mogul
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@abhishek012 What is the current issuance charges of BOB Rupay Platinum card if I apply for the account now?
Finance Mentor Finance Mentor
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Virtual card is Free,
Physical card charges Rs295.

You will get 1 virtual & 1 Physical card.
Finance Mentor Finance Mentor
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Have received Baroda BPCL RuPlat debit card some days ago, offer not showing up for Amazon load now. 🥴

@abhishek012

Finance Mentor Finance Mentor
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Amazon offer is not activated today for all cards, wait till morning or try next friday.

Finance Mentor Finance Mentor
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@abhishek012 offer showing up now.

Beacon Beacon
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Can you tell the steps you followed to get a rupay platinum debit card. Did you use mobile banking or netbanking and which varient did you choose ??

Also does the mobile banking work in night time around 11-1 ??

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Deal Subedar Deal Subedar
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Which account variant to choose to get Rupay platinum? It is showing only Visa for all account types. 

Generous Generous
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SB Advantage . Link in main post
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Beacon Beacon
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Was anyone able to complete video kyc recently ? When I try to book a slot, it shows system not available since 3 days now

Hunk Hunk
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I am trying since 6 months, can't complete my VKYC. Mailed 2 times for VKYC appointment and got no reply.
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Finance Mentor Finance Mentor
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Just an important update - Bob acc allow total 3 physical RuPay platinum debit card + 1 virtual RuPay platinum debit card.

Some people already used total 4 RuPay platinum debit cards (3 physical + 1 virtual).

Note - Virtual card is free but physical card Rs295 charges per card

You can use multiple cards on same Amazon acc for RuPay-Amazon add money offer

Deal Cadet Deal Cadet
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Account opening done and also got a four digit code but unable to login. Otp got generated but unable to type or enter in BOB World app pensive pensive
Post Mogul Post Mogul
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@abhishek012  bhai, I was charged 354 as issuance charge for BOB platinum debit card.
Is this new rate?https://cdn0.desidime.com/attachments/photos/797055/medium/Screenshot_2022-08-17-10-04-27-61_e2d5b3f32b79de1d45acd1fad96fbb0f.jpg?1660711010

Finance Mentor Finance Mentor
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Yup
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Deal Subedar Deal Subedar
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354 rs deducted from account as debit card fee after one year.
Pro Tech Guru Pro Tech Guru
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Yes same for me 2 Days before Deducted.

As of now no worry because card worked well 😌

Let's see If offer not extended then will close physical card will keep active only virtual one

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Finance Mentor Finance Mentor
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Anyone remember BOB world app, which option give BOB advantage saving account opening ?

Generous Generous
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I think advantage only available through website not bob world
Pro Analyst Pro Analyst
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@abhishek012 Does BOB offer any fully digital zero balance account too?
Finance Mentor Finance Mentor
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No, RuPay Platinum for zero balance acc.
Helpful Helpful
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I have very old bob account with visa card.. can i convert it to rupay or just create a virtual rupay card?
Finance Mentor Finance Mentor
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Download BOB world app and create Free virtual RuPay Platinum debit card.

You can also apply for 2 more physical RuPay Platinum debit card.

1 physical RuPay Platinum and 1  BPCL physical RuPay Platinum.

All 3 cards are working simontensouly.
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Savings Mentor Savings Mentor
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BOB's physical card charges btw are revised again. Few months ago they were raised to ₹250+GST (₹295) and now again after 08-08-2022 to ₹300+GST=₹354.

Generous Generous
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Bob is One of the pathetic & exploiting vkycs I've done till now. 

1)virtual Adhaar not accepted. No masked Adhaar. Only 100%original they want

2)you should enter everything about you incl personal details, religion, family details, marital status, disability if any etc +when u had last meal, what you ate & what came out etc.. along with Adhaar no. Which they'll surely tag this personal info with. 

3)only once vkyc. If you couldn't complete vkyc in one go(network error, technical issues etc) , you're done. You CANNOT RESUME VKYC! you've to visit branch now. If you can't fit some reason.. Congrats you've given your aadhaar along with your personal data to these for exploitation and data selling to "third party" for free..! 

4)irony is the vky executive was wearing mask. Meaning he himself doesn't trust BOB IT... He denied to remove mask & show his face. But customer must remove mask and show face, obviously! 

5)you've to show your ORIGINAL Adhaar card holding in your hand to that executive. 

6) original PAN you've to show.

7)they'll record the video while you're signing & capture photo of sugnature. 

8)they'll map all this to your live location.

9)all this data bundled,  will be tagged to your Adhaar and stored in their so called "secure server" 

Only one word to them.. 

86918746tgzze

Guys stay away from these ppl. 1200 or 12000rs profit it's not worth it.. So knows how they'll use these details in future.. U may lose much more than this temporary monetary gain.. 

Am just sharing my thoughts, nothing against anyone. Of course posting here won't have any impact on Bank of baroda. They'll continue to do so.. & interesting thing is they'll do this stating info is voluntarily given (remember the accept button you pressed at the beginning?) 

RBI should've some guidelines on usage and storage of Adhaar +personal info by banks. It has bought good rules recently on storage of debit /credit cards online. Similarly it should have strict guidelines for Adhaar too. 

Pro Analyst Pro Analyst
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Point no. 3 is applicable to Kotak Mahindra Bank Online Account Opening Process too. If somehow you couldn't complete the VKYC during the account opening process, it's gone forever. Afterward, you either have to visit your nearest branch or book an appointment for an executive to visit your address filled during the process. No more video kyc option.
Pro Analyst Pro Analyst
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@sauravDD @abhishek012 Can we apply for Virtual DC only instead of Physical DC during Online Opening of Account?

Finance Mentor Finance Mentor
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Yes.

You can also apply for 3 different variant BOB RuPay Platinum debit card - 1 Virtual RuPay Platinum + 1 RuPay Platinum physical + 1 BPCL RuPay Platinum Physical.

All cards will work simultaneously.
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Deal Subedar Deal Subedar
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Can anyone tell what is the minimum balance required for this account? 

Finance Mentor Finance Mentor
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Rs2500 Metro cities, open through BOB website.
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Deal Newbie Deal Newbie
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When I tried to open account it shows Name mentioned in Aadhaar and PAN does not match, so we cannot process your account What can I do

Finance Mentor Finance Mentor
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Change your name on Aadhar or PAN 😀
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Deal Cadet Deal Cadet
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@sauravDD hi, should i not select the Debit card service while creating the account? as you mentioned. here, should i keep it untick so i apply after the account opening?

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Finance Mentor Finance Mentor
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Open advantage saving account from website - https://tabit.bankofbaroda.com/BarodaInstaClick...

Dnt select debit card, sms alert services.

Open advantage saving account and get total 3 different variant RuPay Platinum debit cards.
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Deal Cadet Deal Cadet
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Stuck at vkyc, Net is 20MBPS, yet shows:

Switch to another network Your device is unable to connect to our servers, please switch to another network and try again


Maybe because of Bank holiday.

Hunk Hunk
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Sometimes WiFi doesn't work, so try with the mobile network with location on.
Deal Newbie Deal Newbie
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Not getting otp for online transaction from yesterday for BOB debit card any one facing same issue

Finance Mentor Finance Mentor
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Physical card ? first use your debit card on BOB ATM and then wait few hours, your mobile number will update.
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Deal Cadet Deal Cadet
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The Video KYC slots are available only between 10.00 AM to 5:00 PM on

all working days as per the list of holidays in the State of Gujarat.


When you try to be smart like me, now need to wait till 28 October as next week is holidays. Should have applied it on 28th, hope the vkyc link continue to work.

replyuser
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