Online saving account opening

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Deal Cadet
thatsview

SBI, Axis, PNB, AU, HDFC, BoB, Union bank, Syndicate

Out of these banks which one is best FOR WOMEN based on following requirements :

1) complete online account opening without branch visit

2) higher interest rest

3) low charges/fees 

4) Rupay platinum debit card

5) Passbook is must

Note : tried to open in AU but it showed error that name in aadhar is single name. So first add surname/second name in aadhaar ! Though this is ridiculous. How can a person forcefully add surname in aadhaar if all his/her documents has single name only !

If any solution for this error then also tell.

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Finance Mentor Finance Mentor
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Sadly, one would suffer with only firstname registered in docs... that stage isn't set yet in this country...

Deal Cadet Deal Cadet
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Some things are at much advance level in this country, some things are still much behind in this country sad

Deal Cadet Deal Cadet
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SBI

Features :
  • Open your SBI Insta Plus Saving Bank Account through Video KYC.
  • Paperless account opening and no branch visit needed.
  • Only Aadhaar details & PAN(Physical) required.
  • Customer will be able to transfer funds using NEFT, IMPS, UPI etc. through YONO app or Online SBI i.e. Internet Banking.
  • Rupay classic card will be issued.
  • Experience 24*7 banking access through Yono app, internet banking and mobile banking.
  • SMS Alerts, SBI Quick Missed call facility available.
  • Facility of transfer of accounts through Internet Banking channel.
  • Nomination facility is mandatory.
  • Signature will be captured during Video KYC process. Customer can apply for cheque book through YONO/INB/Branch after account is successfully opened.
  • Passbook will be issued if requested by the customer.
  • Charges for all other services will be in accordance with extant service charges applicable to Regular savings bank account.


Deal Subedar Deal Subedar
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Is it zero balance account?

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Deal Cadet Deal Cadet
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Axis :

Compared all account types.

Which one is better out of Easy access saving account, digital easy access saving account and women saving account ?

Deal Subedar Deal Subedar
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If not mandatory, stay away from AXIS savings account. joy joy joy

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Helpful Helpful
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once check indusind bank also.. 

i think they wont give passbook for accounts opened online

Deal Cadet Deal Cadet
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Indusind bank branch is more than 50km away !
+ passbook is necessary
Finance Mentor Finance Mentor
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Does the suggested SBI insta account accept only firstname based applicant?

Deal Cadet Deal Cadet
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+1
Finance Mentor Finance Mentor
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Though this is ridiculous. How can a person forcefully add surname in aadhaar if all his/her documents has single name only !

You can update address and add a surname in Aadhar by visiting the update centre and filling form, having it signed and stamped by the relevant authority. Once that is done, follow it up with change of name and address on PAN card based on aadhar. Make an affidavit stating you changed your name and kept surname of your father/mother/husband /wife, whatever suits you.

Make/change/update KYC of bank accounts with new aadhar and pan and update all new documents accordingly (passport, driving licence, voter ID, ration card, insurance policies, gas connection, passbook, mutual funds, ppf Epf, nps, pension funds etc.) 

Slow and steady wins the race.

Had to do it for my wife. Addition of surname as she had only first name. Now she keeps forgetting she has a surname to write on all documents.

@thatsview

Deal Cadet Deal Cadet
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Thanks.

all this to just open a bank account via digital kyc ?
I don't think its worth it.

She has all her documents with only first name. Never faced any problem in offline process. She had once opened account in axis. That account got deactivated due to non usage for a long time.

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