Did you raise complaint to get the waive off
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NSDL Payment Bank Nodal officer has mentioned to waive off SMS Alert charges

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Deal Cadet
GKN

NSDL Payment Bank Nodal officer has mentioned to waive off SMS Alert charges.

Earlier I wrote a mail to customer support & nodal team to opt me out and waive off the SMS charged of Rs. 5/Month and they denied it and asked me to close the account.. Later I raised a complaint on PG Portal and RBI Ombudsman, then the nodal team called me and told that they would opt-me out but I am yet to get mail confirmation on this.

If anyone wants to try this, try raising complaint on 

https://pgportal....in 

and

https://cms.rbi.org.in/cms/indexpage.ht...ng

Content I used for the complaint is 

NSDL Payment Bank is demanding to pay the SMS alert charges and is not allowing to opt-out of the alert services. They are demanding to close the account number XXXXXXXXXX if we request to opt-out on those additional service charges.

Also as per RBI direction, banks has to send mandatory SMS alerts for transactions through debit card, for ATM cash withdrawals, NEFT and RTGS transactions once funds are credited in the beneficiary account and these are non-chargeable. Alerts for all other transactions are chargeable under RBI rules.

I kindly request for your support in making the bank to opt me out of additional SMS alert services and support me in continuing the banking experience with NSDL bank.

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11 Comments  |  
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Benevolent Benevolent
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Looks like I’ll message NSDL and see what they say first. 

Finance Mentor Finance Mentor
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Interesting proposition, let's see the general outcome...

Deal Subedar Deal Subedar
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I called up the support number and I got the same feedback that there is no option to opt out for the SMS charges and can close the account if we don't want to pay the charges.. Thanks @GKN I will also raise the complaint as suggested.
Deal Subedar Deal Subedar
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@GKN Nodal officer email id?
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Deal Subedar Deal Subedar
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I have received the similar response from NSDL Nodal officer to close the account when requested to opt out. Now have submitted the complaint with RBI Ombudsman.

Benevolent Benevolent
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@GKN Did you get a mail confirmation that you’ve been opted out of non-mandatory alerts ?

Deal Cadet Deal Cadet
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No mails received sofar

Deal Lieutenant Deal Lieutenant
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I received a call informing that it's not SMS alert charge, it is service charge for all the services customer gets from the Bank. Then why to name it as SMS charges. Answer was - we have taken feedback. If anyone is not agree with this charge, can close his account. 

Deal Subedar Deal Subedar
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Same case with me as well
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