NPS Payment for 2025
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Given Rupay CC are no more a valid payment option, what are the best credit cards for payment of NPS?
CC I have:
1. Ola SBI
2. Flipkart Axis
3. HDFC Tata Neu Infinity Rupay
3. AU Lit (Used 1000 points offer and had 5% offer active as well)
4. IndusInd Bank (Legend and Rupay)
5. One card (bob and federal)
6. Standard Chartered Rewards
6. HSBC Platinum
7. Axis Bank MyZone
8. Kotak Privy League
9. Amazon ICICI 3%
10. Juptier Edge Rupay
DC I have:
1. AU Gold DC
2. SBI Global
3. HDFC Imperia Platinum DC
Does Tata Neu Infinity still give 1.5% for NPS transactions?
Does HDFC Imperia Platinum DC gives any points for NPS transactions?
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NPS payment can only be made on e-nps site
AMZ ICICI will give 1% but CC payment charges apply.
AU Bank and DBS Bank running points offers for NPS payment this month.
Au is running some bonus points offer for nps , check that out .
Got this from Fin tech forum
Last update: 11-01-2025
- HDFC : Milestone benefits only ✅
- HSBC Cashback: 0% ✅
- AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
- AMEX SmartEarn/ MRCC/Platinum Travel: Milestone benefits only ✅
- AU Zenith: Milestone benefits only ✅
- AU Zenith+: 1% + Milestone benefits ✅
- SC Smart: 2% ✅
- SC Ultimate: 2% (Govt. transaction) ✅
- ICICI AmazonPay: 1%
- Yes Marquee: 1.25% (Special MCC) ✅
Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.
For NPS payments MCC: 9399 (Govt. Services)
Do check both payment gateways Razorpay and Billdesk (above values are according to Billdesk gateway).
Also, do share missing cards rewards that you tried, will update accordingly.
PG Charges (with GST) on NPS website/app:
- VISA, Mastercard & AMEX = 0.885% (0.75% + GST)
Note: Above are for TIER 1. TIER 2 disabled credit card payments (based on latest available options).
If in doubt, always try test transaction and confirm with support. Things may chage any time, proceed with caution.