NPS account query

Download this NSDL app and open your NPS account. I am using this app to invest in NPS

https://play.google.com/store/apps/details?id=n...

Open directly on NSDL and save pop charges. 

Go directly to enps from nsdl and open your account... From 3rd party apps/banks, you will be charged extra POP charges

If you are salaried & your Employer provides NPS contributions for tax benefit, I would suggest to apply through the Employer. Employer NPS contribution has additional tax exemption; over & above 80C + 80CCD(1) limits. You will be able to contribute (self) in any case.
Even if you don't want to opt Employer NPS contribution now but may want to opt for it later, apply through fund manager linked with Employer so the transition will be smoother & might have less charges.

Ignore if not Salaried/Employer doesn't provide NPS option.

My father opened an NPS account a long time ago. Now, he is being charged POP fees for every investment transaction. These charges don't seem to make much sense since everything is handled online and doesn't require any assistance from POPs.

Does anyone have any suggestions for minimizing these fees, other than the QR code trick? We prefer not to use UPI, as we usually get cashback rewards with debit or credit card payments.

Is it possible to close my father's NPS account and reopen a new one to avoid these charges? Or is there another way to remove them?

If you are only investing in NPS for the tax benefit, I would say compare NPS return (50k annually) vs MF return (35k annually), then decide.

If you are investing for any other reason, I think `eNPS - NSDL` or `Kfintech` will be the best choice.

Iske paise nikalne time agar owner mar gaya to kisko dhundhna hai? Koi physical location? Paisa kaise milega nominee ko

Thanks. Who will help if some problem occurs, like money debited but not credited, or for withdrawal , changing, etc?