now paytm postpaid hs reduced d deadline to repay bill

you are lucky its working. for most its on hold, even with full kyc a/c

Not showing in mine

Not showing in mine too

Is paytm charging for adding money in wallet through credit cards? Anyone please.

Most of the shops don’t accept Paytm postpaid. It s almost useless

My account on hold y

Nothing changed for me.. it says no interest or fees…

Its been almost a month and my postpaid account as well os on hold saying ckyc id generation is in progress, and the customer care is not remotely helpfull just say 17 days more and mark issue as resolved.

About the 2% interest, most credit cards offer you no interest for a certain duration like say 2 or 3 months to pay back provided you pay the minimum or above minimum amount.
Paytm is doing similarly but with a very short duration and no option to pay minimum before statement generation. I think its fine for me to pay a few bills.

For those worried of inquiries to your credit score hurting the score.
The score mostly does not drop or not much if its less than 2 inquiries in 12 months.
They only query one time they cannot multiple times. You can report it to the agency and get it cleared.
As per the terms i read late payment will affect credit score like any other loan or credit card so i suppose this would be beneficial for those who do not have a good score to help build them up if they pay the amount before due date.

According to me its only beneficial when there’s low balance in paytm and you are in hurry to make small payments. Better to clear it same day. Its too easy to forget that bill is pending when there are so many bills already (multiple credit cards, amazon pay emi, ola postpaid, flipkart pay later, etc). Other than cards, I used only ola postapid a couple times and paid immediately. Haven’t ever used flipkart pay later and haven’t activated amazon emi. Activated but never used lazy pay.

It’s a never ending debt trap lured by these companies by giving offers. Multiple credit accounts means lots of cibil inquiries (not just when opening), they will eventually offer upgrades or new products. It’s going to be hard and time consuming tracking all the various bills pending. My suggestion is to organise your expenses and consolidate them to max 2-3 places. Use upi for small payments if possible which keeps small expenses checked and no burden for next month. Cashbacks and rewards points are good but dont overspend to get rewarded. Keep it simple, don’t buy if not needed even if the discount/cashback/reward is too good. Offers always come, maybe less, maybe not immediately, but they will come. Money you spent unnecessarily is gone forever and the trick is you will still feel good about it because you got good offer on it.

Paytm postpaid should give UPI option same like ICICI Paylater then we will use Paytm postpaid to all UPI supported websites.

So now on my paytmpostpaid page it shows ckyc id generation failed.
Further they state they will inform when more information is available.

If you go to the 24×7 help postpaid section and verification ckyc issue theres no means to msg or contact paytm anymore only for other issues