(Not verified) 5% SBI Cashback credit Card to bank at 2.17% only (New Wallet UPI app)
5% SBI Cashback credit Card to bank at 2.17% only (New Wallet UPI app):
Note - Personally i am not upgrade my wallet to full kyc and not activate Wallet UPI yet. Reason - first my airtel number incoming validity is expired. So, i can't complete aadhaar otp verification. 2nd most important reason, other tricks are also available. So, if you like this trick then try and let me know everything is working perfectly or not.
Also Note - Mini kyc users can't transfer to bank. Full kyc is mandatory. Dnt load money to mini kyc account.
Hello, Boyz and Beautiful Girlz..
First visit the link and signup for this wallet - https://consumer.citruspay.com/...up
Note - check spam mail section on gmail for email otp.
Now after signup, wait upto 72hrs for your account creation (normally you need to wait 24hrs)
Ok now visit again, login and upgrade to full kyc - https://consumer.citruspay.com...in
You can complete full kyc through Digilocker or Aadhar XML.
Now after upgrade to full kyc.
Download the app and link your Wallet UPI - https://play.google.com/store/apps/details?id=c...
Wallet Add Money Option -
Here other wallet options available -
Click on Phonepe wallet -
Login phonepe and enter your 5% SBI Cashback credit card there -
First time i tried Rs100 and got "PHONEPE PVT LTD" merchant name,
2nd attempt Rs1000, once again got "PHONEPE PVT LTD" merchant name.
Note - if you dnt know then "PHONEPE PVT LTD" merchant name is eligible for 5% SBI Cashback credit card, all other merchant names are not eligible for 5% SBI Cashback credit card (cancel the transaction, if you get any other merchant name).
Remember - Transaction only on "PHONEPE PVT LTD" merchant name on Card OTP page.
Charges - only 2.17% extra.
After load money to full kyc wallet, Free transfer to bank or credit card bill pay via Wallet UPI.
Note - first time add money Rs100 and check you will get 5% SBI Cashback Credit Card or not. 99.99% chance you will get the 5% cashback and also first time try Rs100 send to bank via Wallet UPI. If everything working perfectly then try big amount.
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Thank you for the tag @abhishek012 bhai.. btw how much can we transfer per month without full kyc?
VU+ for the nice post:)
Have to wait and see I guess
First time try Rs1 or Rs100 on full kyc wallet and free transfer to bank via Wallet UPI. If everything working perfectly then load big amount.
Claiming 5% upto 5k every month via sbi cc with annual cumulative value more than 10L
Won't it create problem via itr notices and all
I heard that one must avoid spending more than 10L from a single card annually
mhm good question
but yes it will cause possibility of issues in future at IT filling time the IT department MAY OR MAY NOT SEND NOTICE based on pure lottery i guess
I am still thinking how to evade this possiblity legally
@all: anyone know any ways? legally?
1% ya low me transfer with rwd points.. in cards.. sply no utility.. aisa koi schEme hai to dm me. Ek to pata hai 1.14 isse bhi kam chahiye.. snapay hai to but utility hai and no intermile this month
Moderate kaun kar raha hai hame.. and kyo.. 
I have received this spend based offer for my cashback card. Maybe user specific.
interesting:) and nice
but is it really worth it? because 50,000 is kinda high amount for 1 year prime membership which only offers free delivery mostly only in amazon (so its a way to pull you into more spending in amazon)
just i am trying to value the reward here hmm anyone any opinion?
i am too lazy to try a new app. Getting used to snapay after using your referral.
I had citruspay many years back. then they closed. is this a new avatar?
is load from amazon wallet possible?
its limit of 25k per month.
thrown error on Rs.25,001? load
been one day it still shows this, I guess as they said in the first time , we have to way 2 to 3 business days as per their T&C
Now login your account and complete full kyc.
Do you mean full kyc wallet?
I used pan and aadhar and got updated to full kyc. I didn't receive any SMS wallet creation but I was checking using the login option for many days , today it sent OTP and logged in from there finished full kyc. Anyone who haven't received the sms can follow the same procedure
But after downloading the app it again asking for full kyc. 
@abhishek012 how does wallet UPI works. In my case I had to add beneficiary and then only do bank transfer. By the way the app says 30000/- limit per transaction but in web version it says 200000/- limit! I'm bit confused about it.
First activate Wallet UPI from app.
Now first time load lowest amount like Rs1 and try.
Ya, some apps ask you to add beneficiary for bank transfer.
Scan option also available, i think somewhere under setting >> Autopay section.
Is this still working @abhishek012
Arindam ne video daal diya, ab jada din nahi tikega yeh trick. 😀
yaha mai 1% me tranfer krra hu...kaha tum 2.17% charge bata rahe ho...
Abhishek will take this as a challenge, find out the method and destroy it completely. Total annihilation of your trick get ready
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Koi app bta do jisse credit ka payment rupay credit card se ho jaye
Arindam ne video daal diya, ab jada din nahi tikega yeh trick. 😀