no cost emi on hdfc ko kab cancel kare to get benifit of interest

174°
Deal Newbie
sidjainrtm

Plz help me on
Mjhe Samsung fold 5 lena h Flipkart se
It’s showing no cost emi on hdfc card and 18months select krne pe 15000 Approx interest lag rha h and uska discount mil rha h
Agar me no cost emi pe phone purchase krta hu to delivery k baad kab Mjhe emi cancel krna h for that interest discount
Emi banne se pehle ya 8 days me jab emi ban jayegi uske baad
Plz help quite urgent

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Deal Newbie Deal Newbie
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@admin
Mobile Guru Mobile Guru
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AFAIK ab  3 mahine se pehle emi close nhi karwa sakte aur baad me 3% foreclosure charge lagta hai.

Deal Cadet Deal Cadet
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Just closed my 3 month emi after 2 installments with no extra charge

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Deal Cadet Deal Cadet
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After the 1st emi, check what charge  is there for closing.

Generous Generous
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Soon, be ready for the heavy penalties or reduced benefits for such good offers. This type of misuse of the services causes trouble to genuine users.

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Deal Subedar Deal Subedar
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okay ready 😄
Deal Lieutenant Deal Lieutenant
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Buy just after the billing date, and cancel as soon as its converted to emi and shows under linked loans through mycards portal. Select the period in which the interest is highest. Dm if you still have any doubts

Deal Newbie Deal Newbie
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thanks alot bro for the clarification, offcourse vl buy for 18 months no cost emi, there intrest is 15000 approx, by the way what charges i should bear for cancellation
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Deal Cadet Deal Cadet
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I have a trick for this.

Deal Cadet Deal Cadet
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@Legay read in few threads that we have to pay twice the amount (ie, 15k +15k) within 2 days and 0 the outstanding if we are foreclosing the emi for a 15k phone. is that so? will mycards app show the amount to be paid?

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