Need suggestions for fixed deposit
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I was using paytm bank for creating FDs (partnered with other banks) because of following benefits:
1. Good interest rates
2. No penalty on pre withdrawal
3. Daily interest credit
4. No need to open a partner bank account
5. Easy tracking
Now after the ban I'm looking for a new bank which can provide the same or similar benefits.
- I really don't want to open extra bank accounts just for creating FDs unless there is no other option.
- There are some small finance banks which are providing great interest rates, but again I believe account opening is required.
- I have also heard about stable and wint wealth apps, but here also I believe an account is required.
Please suggest some options.
TIA
1. Good interest rates
2. No penalty on pre withdrawal
3. Daily interest credit
4. No need to open a partner bank account
5. Easy tracking
Now after the ban I'm looking for a new bank which can provide the same or similar benefits.
- I really don't want to open extra bank accounts just for creating FDs unless there is no other option.
- There are some small finance banks which are providing great interest rates, but again I believe account opening is required.
- I have also heard about stable and wint wealth apps, but here also I believe an account is required.
Please suggest some options.
TIA
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https://www.desidime.com/comments/permalink/9896450
1. So are there any other restrictions or limits?
2. Do we get an option to opt out of physical debit card at the time of opening of account?
3. Any charges related to AMC or sms charges?
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https://www.desidime.com/comments/permalink/9896430
I just opened Airtel Payment Bank account...... It gives 7.75% interest on FD..
https://www.desidime.com/comments/permalink/9896481
AU will be my suggestion.
You will get only some of the listed benefits of paytm.
https://www.desidime.com/comments/permalink/9899192
Equitas no penalty redeem after 6 month and better interest as compare to other
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Check AU digital zero balance account. In my opinion its always better to have a FD in bank with you account in it. It's easier to manage and transact. AU offers best rates and if you don't take the debit card it is completely free.