need info about hdfc credit card upgrade based on account status(regular/classic/etc.)

Could anyone also answer if HDFC accepts other banks credit card statements with higher limit for Cred Limit enhancement? Thanks

They keep increasing my limit even I don’t maintain much balance
I get many upgrade offers time to time though I don’t upgrade everytime

@SARDARKHAN i enquired a similar item at my local branch, i wanted to upgrade my regalia into diners, the agent told me that if i have a preferred account, than bank will automatically offer me a diner card(which diner is not specified but all diner should eventually get upgrade to DCB) he suggested me to close my existing credit card and than within 15 days i will get offer for diners if my account is in preferred list.

there is a application form on the hdfc website to sign on it and submit to your branch then only account will upgrade to your desired category , keeping balance in saving or in FD wont automatically upgrade your account type .

I have the same MoneyBack cc from hdfc and exact 86k limit, have been using it since last 15 months,it’s wierd I have been offered insta jumbo loan of 1.2Lacs without docs which exceeds my limit by a good margin, haven’t thought of upgrading the limit but I think they won’t upgrade it untill and unless we request it

For limit increase, do multiple translations on online stores and maxout the credit limit for couple of months.
You will receive email for automated credit limit increase.

For card upgrades, you need to increase your limits first.
Till 1.5L, it remains to entry level card, like money-back.
Over 1.5L, you are eligible for Regalia first,
And so on.

You can get limit enhancement by sending them your ITR/salary slips.

Have done this, my card was upgraded two months back with this process.

Keep more money in acc, FD, mutual fund,demat etc whatever you like. Keep transacting more with bank account aka more txns. Spend more on card specially flights or hotel/shotel.
Last keep checking limit & card upgrade links regularly. Keep clicking on notify me.
Send an email to hdfc card cc showing your interest in upgrade.
Anything out of above could trigger card/limit upgrade.

Remember auto limit upgrade happens once a year in most cases.
Auto card upgrade can happen anytime.

I recently got upgraded to regalia first with 1 lakh limit
Honestly speaking dont contact them for card upgrade or limit enhancement they will never do
As far as saving accnt balance is concerned my account sometimes lacks their minimum balance criteria which is 10k i think
Key is let them contact you

Based on my past experience, money in savings account doesn’t matter. The spends on credit card matter. If you spend more on their credit card, especially online, you’ll get frequent limit upgrades.

This year my cc limit has been upgraded from 30k to 1.94 lakh through net banking but no option to upgrade the card from there. I have HDFC Snapdeal credit card and it is more than 3year old.

Using HDFC moneyback credit card since 8 years, never shown interest in upgrading limit or card.

Quick query. Got a new hdfc credit card. Have no hdfc account. How can I see transactions pending/ completed and dues.
App name /instructions if any.
And how to know if its LTF or not.
Ps : Its money-back with 51k limit.

only option is to check for offer in netbanking regularly I think

little off topic

I just noticed that i did not earn reward points for adding money in mobikwik wallet through hdfc moneyback card. I think earlier, we used to get RP for adding money to all wallets through hdfc moneyback card.

any recent change to their reward point structure?

U may try hiking icici limit by sending CRLIM xxxx to 5676766 X=last 4 digit of icici cc

@watever @vimalbpatel82
keep in mind my limit was increased approximately after two months
but they exactly equated the limit so I have strong belief that the reason was the application
I am 99% sure not 100%

Finally hdfc bank revise my cc limit from 100k to 120k I was expecting minimum 266k So writing to hdfc Chennai didn’t work for me

little Off topic:
One of my friend was having a classic account with HDFC. I told him to try and get a credit card from HDFC. Upon my advice he applied online as he was getting a offer of LTF cc ( with asterisk mark, some tnc apply) and amazon 1500 voucher. Now the card is approved. I think he got Regalia. How to ensure that card will be LTF.
Does smartpay with 3 auto payments offer still work.
I hope LTF offer does not mean LTF with minimum spend as Regalia min spend condition is high and annual fee is also high.

After checking netbanking continues for 2 month I have got limit increase offer from 120k to 300k today

update-
I upgraded my hdfc acc to preferred a month ago, now I have received option to upgrade my moneyback cc(86k limit) to regalia first, I was hoping to get regalia 😐
Now I have two options
1. upgrade to regalia first and again wait for like 6 months for another upgrade.
2. not upgrade now and wait if they offer upgrade to regalia.

Please suggest what to do

get an upgrade whenever they offer…be sure to check the fee for the upgraded card.
i have been offered clubmiles to privilege. where my clubmiles is LTF but privilege is a priced one.

@vimalbpatel82
I will still try my luck as no harm in trying and if they dont give me premium cc I have option to upgrade to regalia first
I know it will be a waste of time but worth a try
thanks for the insights
kg

@vimalbpatel82
many other suggested same as you so finally I applied to upgrade to regalia first only via nb

@tank_u_m8  i enquired a similar item at my local branch, i wanted to upgrade my regalia into diners, the agent told me that if i have a preferred account, then bank will automatically offer me a diner card(which diner is not specified but all diner should eventually get upgrade to DCB) he suggested me to close my existing credit card and than within 15 days i will get offer for diners if my account is in preferred list. 

I'm also stuck on moneyback+ card for 10 months now with a poor limit of 1 lac, I'm a classic customer & have already received invite to preferred & even imperia, but no upgrade offer on my card,  do you think I should do same?

hi