Need help with HDFC No cost emi
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I recently ordered a washing machine for 15k in Flipkart with HDFC No cost emi, cancelled it two days later and ordered another washing machine for 28k with Hdfc No cost emi. Now when I went into the Hdfc app, it showed two emi loans as active.
Do I need to call the customer care to cancel the first emi or will it be cancelled automatically if I wait? Will I be charged anything like processing fees?
Do I need to call the customer care to cancel the first emi or will it be cancelled automatically if I wait? Will I be charged anything like processing fees?
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https://www.desidime.com/comments/permalink/10228013
Thank you! Called the CC, and they said the merchant has not yet cancelled where as flipkart canceled and refunded the amount too. I asked the cc person to then cancel it and now it is sorted. They kept 26 rupees of the processing fees of around 226
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Better call CC and cancel the first EMI.. sometimes the system may consider refund as payment. So don't take risk for now. Call CC and explain