Need help in getting better rewards/ discounts/ cashback on gold Jewelry purchase offline

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Deal Cadet
nikhil96

Hi All,

Need your help in choosing the cards which give better rewards/ discounts/ cashback on gold Jewelry purchase

Jewelry can be of 3-5 Lakhs.

I have below cards:

AXIS --> Airtel, Myzone, Neo, Flipkart

SBI --> simplySave, Cashback, debit card

HDFC --> neu plus, Infinity, platinum debit card

ICICI --> amazon, coral

IDFC  --> select credit and debit card

OnCard

RBL and Indie signature debit cards

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Deal Cadet Deal Cadet
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1.5% upto 500/-? 

Benevolent Benevolent
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@nikhil96

That's for UPI. Offline pos transactions don't have any limit. 

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Benevolent Benevolent
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HDFC nue infiinty 1.5% nue coins


Deal Cadet Deal Cadet
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1.5% upto 500/-? 

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Deal Cadet Deal Cadet
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Also please do let me know if any other cards giving better rewards for future purchases

Benevolent Benevolent
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Idfc wealth cc 1.6% above 20k. Below 20k it's 0.5

Helpful Helpful
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once check vistara cards if it can give rps on jewellery transactions, for 3-5 lakhs worth of transactions you will be looking at 2-4 flight tickets
Deal Lieutenant Deal Lieutenant
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been searching answer for this question for long:) lets see the answers:)

VU+ for more awareness of this 

Deal Lieutenant Deal Lieutenant
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Buy gift vouchers with SBI Cashback Card and use them while purchasing offline.
Deal Cadet Deal Cadet
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Thought of doing the same first but many vouchers are of 10000 denomination, which is hard to accept in stores

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Deal Cadet Deal Cadet
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Does apay icici gives 1% cashback? 

Deal Lieutenant Deal Lieutenant
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it did gave me 1% around a year back but i don know now


im also looking purchase around 4l worth. have you made the purchase yet?


AXIS --> Airtel, Flipkart, gpay

HDFC --> neu plus i dont know yet

OnCard gave me 5x 3days back on gold purchase

indusind 2x on weekend on gold too

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