Need Help.

68°
Deal Cadet
Friedrice
I need a favor from you guys. Please help me understand the best way to buy an expensive phone while getting the maximum discount. I haven't bought any expensive phones yet, and I'm looking to buy one right now. Also recently got approved for the Amazon ICICI cc so I'm hoping to make the best use of it.

I saw people comment under the S23 Ultra deal, suggesting to pay in full with a credit card, buy with no-cost EMI, then cancel and buy using HDFC/ICICI/Amazon ICICI. Is it necessary to cancel the no-cost EMI and all? Does it even work with the Amazon ICICI card? I'm so confused. Please simplify everything for me. Also, is this one of the best times to buy the S23 Ultra?

:sleepy::innocent:
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Deal Lieutenant Deal Lieutenant
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Find such credit cards from your friends or family. Also expensive phones are available offline at online rates like S23 ultra with cash payments.

Deal Cadet Deal Cadet
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How much is it offline? We don't have many big stores like croma/reliance here in my hometown. So, I'm doubtful if those small shops will be able to offer us online rates. 
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Deal Newbie Deal Newbie
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Yes, sometimes cancelling or converting the EMI to straight payment, after getting the discount, helps despite the nominal conversion charge or processing fee used earlier.

If 'expensive device' is only for show-off or to sell, then even in hometown.. someone or cargo carriers in Dubai xan send it there.

Whether it is best time or not best time to buy that device is for the individual to themselves decide.
Deal Cadet Deal Cadet
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Okay, I have a question. Can we opt for No-Cost EMI on the Amazon ICICI credit card and then cancel it? Do we still get our 5% cashback next month after canceling NCEMI on this card?
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