Need DigiBank alternative !
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It seems like DigiBank/DBS hellbent on getting MAB non maintenance fees as their primary income source.
Long story short - when I opened the account on 2016 - it offered with zero MAB.
After that they made minimum MAB is ₹5000 and now ₹10000.
As this is my go to UPI account - I cannot always track and maintain ₹10000. As a result I am paying penalty.
Now I need an alternative. It would be great if I can open it completely online.
Requirement - Zero MAB & clean/snappy app UI & Rupay Plaitum DC(if possible).
I have Kotak 811. Somehow I am using that for different purpose. So please exclude that from suggestion.
What I have looked so far AU Digital Savings Account looks fit for my requirement but seeing dimer's feedback on this.
Thanks in advance.
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Do they provide Rupay platinum? Any other charges?
FI and Jupiter charge for debit card so be wary. Go with AU. Neo banks like FI, Jupiter update t&c often so while you may profit more right now, the change in t&c will hit you like a brick when you aren’t expecting it
suggest you to grab zero balance account ASAP as somehow all banks are following same league of removing zero balance feature sooner or later. Also DC charges has been drastically increased in many banks.
Nsdl saving account