Need additional SBI card
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I am already having a lifetime free SBI IRCTC card.
I am looking one more additional card apart from IRCTC which further I can make lifetime free maybe 1 or 2 years later.
Most my requirement is a online shopping or utility bills or the d Mart with maximum benefits of reward points.
Any suggestion?
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999 rejewal and anual fee. No equal value amazon gvv card
My Favorite topic xDDDDD
2nd card -> for online shopping get SBI Cashback card (5% reward rate) as already suggested by tappukepapa
3rd card or upgrade IRCTC card-> for offline since Dmart is deparmental store hmm good card will be SBI SimplySAVE (1.66% reward rate)
I cannot upgrade since current one is Ltf
I've been using Cashback SBI since its launch, guess it has been more than 2 years now and this is the first time where I'm seeing someone hesitant to get one. It offers 5% pretty much everywhere and yes the annual fee of 999+gst might seem a little steep since the usual cards charge 499+gst, but then this isn't your usual card at all. Since you will be using this almost everywhere, the annual spend criteria of 2lc could easily be achieved. I did mine in less than 4 months this year 😄
@brok47 Just get it, and you'll easily spend 2lc in a year and soon you'll realise that it won't even matter if you're able to convert it to LTF or not. I've never cared about it being LTF since I'm able to get the waiver anyway.
That's why hesitation. Since you know your spending, I also know mine.
But I am afraid this is strategy to engage you by cc company to spend more than usual to avoid these amc.
Sbi cashback card.