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Navi App Changed the MCC to 6012 for CC Bill Payments in Nov'24

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Finance Mentor
abhishek012

Navi App Changed the MCC to 6012 for CC Bill Payments in Nov'24:

HDFC Platinum DC, HDFC Millennia DC, RBL Signature+ DC and RBL Enterprise DC users dnt use Navi app.

You will not get any cashback.

Use SBI Unipay and Canara Setu website.

Also use Airtel thanks app, if you get Bharti Airtel merchant name.

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18 Comments  |  
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Finance Mentor Finance Mentor
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Great... setu is fast, light and works well...

Deal Subedar Deal Subedar
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Is SBI Virtual DC giving reward points on 6012 MCC ? 

Deal Lieutenant Deal Lieutenant
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VU+ for awareness of this news to many dimers

Generous Generous
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Airtel money gives?

Generous Generous
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And idfc gives on 6012?

Finance Mentor Finance Mentor
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No, IDFC Debit card excluded category -

Please note: Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program.

The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.

IDFC FIRST Bank does not define the merchant category. The merchant category codes that are excluded from FIRST Rewards Program are mentioned below:

Merchant Codes

Merchant Categories

6300

INSURANCE SALES AND UNDERWRITING

6012

FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES

6211

SECURITY BROKERS/DEALERS

6051

QUASI CASH

6540

WALLET UPLOAD


Helpful Helpful
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canara SETU is blazing fast and negligible failure rate..paid almost 200+ bills rarely 1-2 failed that also due to my mistake

Finance Mentor Finance Mentor
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True, never patted govt. IT teams, but this one really needs a mention...
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Generous Generous
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1st time aaj hi use kiye the.. 350 rs ka loss.. 35k bill

Deal Cadet Deal Cadet
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Same here.

Paid 32K bill via Navi

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Mobile Guru Mobile Guru
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paid 5 days back. will i get cb?

Deal Newbie Deal Newbie
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how u know mcc code?

Deal Newbie Deal Newbie
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Yes. Confirmed

replyuser
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