My Tata Neu Card Journey - finally LTF offer
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I have tata neu account, checked credit score months ago but never bought anything ever, nor intend to till I get card as LTF... now thinking if there is any possibility to receive LTF offer?
I have been installing app, checking score on it, then still showed fully paid or FYF, finally uninstalling (sometimes ignore policy triggers LTF as per my view).
What I hate is they show some offer, but when one proceeds to check eligibility, CIBIL is hit hard, then throw on face the real fees... unnecessary to waste CIBIL hits every month...
I did not get the IPL offer for neucard email. Existing 8+ yrs old HDFC CC + account holder with >3L limit.
Disclaimer : Never a fan of NeuCoins (I call it neu-crypto for fun), Just went for the fun of having a "hot" RuPay CC... If somebody mentors me to understand the economics, functioning of neu-crypto and related deals to maximize the use of it, I'd be very thankful...
Updates:
* Reinstalled app today, checked credit score (Experian remained the same around 825) on it after last check data of 3 months ago on neu app... Now showing both Plus and Infinity as LTF (0-0)...
* Applied for Infinity at 12AM after entering PAN and it showed LTF there too, chose RuPay variant, logged into HDFC NetBanking to verify request, showed that my current card limit will be shared after 5 days (now 5k provisional). No physical verification for me as I selected existing CC address.
* Current status : Verification in process... Seems should be approved today or expect just a formal consent call from HDFC. CIBIL was hit hard as usual.
* Exactly 24 hours after, in neu app - verification in process is Ticked, didn't receive digital card/sms/email from HDFC yet...
Need to wait for six months normally
Ok thanks for the advice guys
I recently got hdfc credit card ltf 1 month back, can i again apply for the neu infinity card. Will there be any wait time before i apply