my experience with IDFC first credit card application process

Few questions if you can answer

1. Which hdfc credit card you hold and its approx limit
2. What’s your cibil score
3. Where you entered your hdfc credit card limit during idfc credit card application process i.e, in your annual income option or is there any specific option for entering existing card limit if you apply on card 2 card basis
4. Which idfc card did you get and is it’s limit given more than hdfc or not

Hope you answer these questions if possible thanks in advance

IDFC asks for current address proof? Or only aadhaar and pan needed?

@nandamuri.balakrishna Yevandoi Idhi Chusara? 

Trans : Pls See This HDFC Statement

@xxxyyyzzz

@akki.akki @RunZone

His was approved without savings account ✌️

Time seems right  

I

Where to apply for the idfc account holder ?

Applied through my regular phone number (number given for other cards) but application was rejected twice. Applied with my alternate number last month and card was conditionally approved with limit of 50K. They wanted me to do VKYC.As the limit was low, did not do the VKYC. 

This alternate number trick worked with Flipkart Axis Card as well. May be folks whose applications were rejected should try with alternate numbers. 

IDFC RM calls me and tells me I have a "pre-approved" CC and offered it LTF. He applied and sent me a rejected screenshot. I complained to their upper management and got my CIBIL Enquiry removed from the enquiries after a few dozens of emails and a free CIBIL one month subscription paid in Amazon GV from them. 

congrats on your new card

pm for idfc cc refer for additional 2000 rewards as joining benefit 

PM for IDFC credit card referral – both will get 2000 bonus reward points = 500 rupees

Congrats! You could have used referral code for 2K RP

Mere pincode par cc hi naho dete ye log.. aisa msg aaya

Trying to find a logic for CC eligibility algorithms is futile.

In OP’s case, he entered HDFC CC limit, which they never verified. HDFC doesn’t report CC limit to CIBIL. Nothing works on faith here. So that being the criterion won’t be the case here. OP might be holding some premium card, which may have low limits. Lower limit doesn’t matter here, holding a premium card matters and this banks verify while enquiring CIBIL score.

Applying via alternate number helped application showed approved for select with 2L

Its more than 800

Video Kyc done

applied today after seeing this post. Completed my aadhar E-KYC and showed me IDFC Millennia card with 72k limit. Scheduled my V-KYC tomorrow. Now what are the chances of card approval?

today tried to do V-kyc but just after I connected to their agent my call got disconnected. Now I’m unable to do V-kyc. Showing some network issues. Although I’ve 50mbps broadband in my home.🤣

Applied yesterday did kyc card on boarded this morning select variant with 2l limit

Great service, donno why the staff didn’t give me idea to use alternate number which is on my name

vkyc done just now. Let’s see.

Yes I am idfc first customer too

Showing this status from today. What are the chances of approval?

i applied in November for idfc select on C2C basis. I was given 2 lakh limit on basis of statement but after document pickup it was rejected after few days. Yesterday received a mail from IDFC for pre approved Select Credit card with limit of 2.5lakh. Opened the link and applied and card was generated instantly.

Ps- having idfc zero balance account from few years which I opened to get cashback 😝

applied twice and rejected twice.

Have almost every other major bank’s card except StanChart & HSBC.

Tried from 2 numbers as well.

Not sure what they look for.

Wasted my time.

Because of WFH I'm not available in my office so KYC agent can't meet me in my office address. And now my application is on hold now what to do? Received below SMS today 

"Dear Pallab Patra , your credit card application no. could not be verified. Request you to provide your complete current residence and office address details with landmark here idfcfir.st/75t35. Your application will be on hold for next 3 days. Team IDFC FIRST Bank, #AlwaysYouFirst"

My IDFC Card approved today