Mutual fund to invest
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Guys - would like to know genuine advice for a 20k per month investment for 4 different SIPs. I am a newbie in the market and burned my hard-earned money earlier by investing directly in stocks.
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Thanks. Every month SIP will be same or I can increase the amount in a particular month if the market is down?
nothing is possible.
But for important financial decisions or other planning,
people act like panchtantra story monkey who after sowing a seed.. dug it out EVERY day, to check how much it had grown.
End result: zero.
I know of people who are still holding on to stuff like Ceat, Eicher since 35-40 years and still in physical form.
Once at a then top broker's office, I heard some employee say that 20000 shares of Vam Organics (Vam Organic Chemicals Limited) has to be transferred to so and so client's account.. from the pool account.
At that time, 20000 Vam Organics used to cost a lot and I came back and told others.. including a relative who was thick into the markets.
His family bought lots of Vam Organic shares, after doing their own analysis.
Today those shares been split into numerous other company's shares too.
They still hold it and have a smile whenever someone mentions Jubilant Organosys or orders Domino's pizza or other stuff which Jubilant Foodworks sells.
People enter with a jumping mindset, no clears goals, zero planning and trying to swim in the deep ocean when they actually do not even know to swim in the shallow pool meant for kids.
Even 12-13 stocks, are enough for a long term portfolio .
Wel.. it is not like I too have not taken the bait and held/lost in what eventually became penny stocks.
But the point remains.
Its better not to ask this question anywhere rather spend your weekends on YouTube there is very good info for you. Don't spend money on unnecessary courses(just my view)
Me personally investing in parag flexi definitely a good one, u can check details and invest if u like I invest in some other too but
Other than parag flexi you decide your funds based on your risk capacity
And its better to do goal based SIP
Had he not asked this question, you won't have replied. 🙂
do not trust others for advice on your money ... better do your reasearch .... analyse and adopt .
Don't see last 3-4 years ROI only, see longer time frame ...
And see the expense ratio also
You should start with the Nifty Index fund and Nifty Bank Index fund.
As a newbie - Invest in index funds.
Or
Go for sector specific funds (sector which are beaten down can be added) - Track sectors in which MF have increased holding
#query
#suggestions needed
How can I become my own expert in managing my money and investments, specifically in choosing the right mutual funds? Where should I learn about this, and how can I study the current market conditions to identify the best sectors and capital mutual funds?
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My suggestion to you would be:
the above is based on current market conditions, later reanalyse after 6 months to rebalance the percentage