My experience(Awareness) -Money stealing via Credit card help in DD
Some users in DD are stealing people money by saying they are helping people in need of credit card offer. I experienced this .
How they steal your money
1. They will respond saying they will help and ask you to transfer money directly to credit card upfront.
2. They will chose Amazon mostly for help as Amazon don't show EMI in billing receipt(invoice).
3. They will buy on No cost EMI and does not reveal you that they are buying on EMI. They will say They brought on single payment.
4. They will cancel EMI in 7-14 days and Enjoy EMI interest given by Amazon/Flipkart. In my case stolen money was around 8000 rupees for 98000 transaction.
If anyone earn this kind of money should atleast inform buyer and share interest amount. This is nothing but stealing money .
If you don't want to help also fine but don't do this kind of things. I am just spreading awareness.
There are many good people as well in DD who helped me(Thanks to all genuine people) , Just saying how few are stealing your money this way.
I also own few credit cards and never stolen money like this via help.
Look for comments of this whatsapp gang who will come after me. There are whatapp groups created by DD users and these farudsters are part of them. I have not shared this for some months.
ALL THOSE SUPPORTERS OF THIS CHEATING CAN TAKE HELP FROM ME ON 10% NO COST EMI COMMISION HERE SPECIALLY USING SBI CREDIT CARD EMI TRICK . I AM DOING ETHICAL BUSINESS UNLIKE WHO NEVER REVEALED TILL I SAW NO COST EMI INVOICE POST DELIVERY
https://www.desidime.com/discussions/new-busine...
These are the steps followed by cheaters
1. You post for credit card help
2. People respond saying they can help you.
3. They will show what is the discount on normal single payment via whatapp and ask you to pay upfront in credit card account. They try to buy in their FK/Amazon account.
4. They will buy in No cost EMI instead without informing you and gets additional 10% discount on your money/transaction
5. you will receive product and if No cost EMI mentioned in invoice you will come to know that it is hidden agenda of help. They mostly buy on amazon to avoid this reveal as Amazon won't show No cost EMI benefit.
6. SBI credit card EMI gets auto cancelled if full payment is availablee on card within 7 days. No risk involved . Remember you already paid payment to card directly.
How it's stealing a money? That amount was never yours. And, that person is not liable for sharing the profit at all.
Whoever is doing such practice, are risking their own Card cancellation 🤣
You got your 10%, they got the No Cost EMI part. Win-Win for both.
This way, someone in future will say, the one who is doing help is asking for the upfront payment where as they pays the CC bill after the 48 days. They must share the 40 days savings bank account interest 🤔😬🥴
LOL
win win for what?
8000 for single card transaction profit?
Hiding from the person who transferred you money itself chor by lying them.
I found out as it is Flipkart transaction.
how your money? have u asked them do emi txn?
also, you should remove name of specific dimer from your post..
No.
whose money? who paid for product?
Dude even I have credit cards and I never claim this kind of statements.
You agreed to a price.
You paid that price.
What the card owner does later, without actually affecting you, is none of your business is it? They helped you, they're getting a reward and you paid a price you're happy with.
what benefit?
Free mouse or keyboard ?
Dude Even I own credit cards
stealing 10% of transaction without informing buyer is stealing. It will be in Lakhs and thousands.
your parents taught you this? Where it is written that you hide what you are doing with person money who trusted you and paid upfront. This is a crime and against ethics.
Even on road you buy fruits still you bargain and buy but not stealing 1-2 extra fruits saying I paid for shown items and helped fruit vendor by buying fruits though you stoled some.
Which trick is that? And what's the name of that Wasteapp group? 🫣
The person who owns the card and paying any fee/charges for it has full right on the cashback/discount/RPs, not any other person. A Customer having only a debit card can not say Flipkart is stealing his money if they give same product on additional 5k discount on a credit card and 2k discount on debit card. Obviously these perks are for select people and if you are not one of them then you have to accept or reject whatever someone else is offering to you. Unless someone charges you more price than you would pay otherwise with your own cards, it is not stealing. Once you agreed to his terms for letting you use his card and paid the discussed amount, you lose the right to demand more.
NAH
DO you know SBI credit card EMI trick?
Search in DD
SBI Credit card EMI gets auto cancelled if payment already available on card. There is no risk involved from anyone. it is cheating buying goods on EMI saying paid on single transaction. I trasfrrred amount to credit card upfront.
What if he paid interest on emi would you pay him extra money. think of it as this way. Since you own CC then you could have done same. He cheated CC company not you. CC company may charge him extra or add the discounted amount in his statement later on.
I don't buy on emi but I know this trick. I repeat he has tricked the CC company not you.
NAH
DO you know SBI credit card EMI trick?
search in DD
SBI Credit card EMI gets auto cancelled if payment already available on card. There is no risk involved from anyone. it is cheating buying goods on EMI saying paid on single transaction. I trasfrrred amount to credit card upfront.
Agle bande ne mujhse jyada profit kr lia..how dare..how can he ..lmao
ab ye thread create krke rote hain aur fir Family par aakr khud ke childhood trauma aur upbringing ko justify karte hain.
tumhe tumhara discount mila..tum khush...lekin nahi... aur chaie.. hawas hi nh khtm ho rhi.
doob maro... hey rakshas...garun puran se daro
What a noble use of a payment instrument & messaging service! Outstanding! 🫡
First question is why did you use his credit card? For your benifits - may be a discount or due to higher credit limits.
Second question is, why you bought product on EMI? If it would be help, you must ask him to purchase directly without EMI.
Third question is what extra money you paid while payment made through EMI.
1. yes
2. No cost EMI was never revealed by helper . I found out seeing Flipkart invoice and asked helper then he told me he is taking 10% of EMI interest as SBI never charges EMI if payment already present on card account.
3. I did not opt for EMI or EMI benefits not shared with me. it was completely hidden. That is why I posted this.
Help should be fair. This is not real help. Pretending helping, actually hiding personal interests.
Voted up for awareness.
Thik hai, fir 10% me 5-5% divide kar lo & 8000 me bhi.... ... Wahh tum pure 10% discount loge aur vo 8k bhi na le....
he is not ready to give even single rupee. I asked for only 30-40%(2000-3000 out of 8000)
saying it is his intelligence of stealing money.
He never told he is buying on No cost EMI to get further discount till I saw Flikart invoice post delivery and messaged him asking this then he shown his true colors.
These kind of people increased in DD specially after this trades section business . people think everything ethical .
FYI->SBI never converts EMI if complete transaction money available within 7 days of transaction on card. I transferred him full amount 98000 to his card so he has nothing to do and no risk.
- Don – Dimersss, see this, see this
- Don – De De mere EMI Txn ke Profit
- Simba – Tu jyada nahi soch raha
- Don – Mere Blame Game ko tu nahi janta
- Simba – Common Sense ko mat bhul tu
- Don – Mujhe yaad rakhne ki zaroorat nahi
- Simba – Bhai So Jaa
- Don – Tere ko Expose Krne ke baad
- Simba – Troll Hoga
- Don – Apni Soch
- Simba – Itna guroor thik nahi
- Don – Sar par software engineer and Pocket m credit card rakhne wale NCEMI Cancel nhi krte, ab nikal yaha se
p.s: no disrespect to anyone..just for fun
Where is the stealing part?
Why would he take the risk of no cost emi cancellation trick for your benefit? There are higher chances of card being cancelled.
I guess , he offered you full instant discount. If you wanted more, you shouldn't have used his card.
FYI-> Everyone knows SBI credit card EMI trick.
If you don't know search it in DD.
There is 0 risk involved and Many already did it.
If exploited this will be removed/fixed.
You got what you were expecting...So be happy
Next time, ask with the person whom you are dealing with.
According to that person's integrity he may or may not share.
As your basic requirement was 10% discount and I believe it was fulfilled.
Helping and personal interests are different...
He helped you with personal interests..
Nothing was charged extra right.....
So move on...
Consider getting the card to avoid this inconvenience..
Conclusion:
Simba getting cancellation interest amount.
Surya getting bank discount without bank card.
I believe both are doing unethical business if seen from banks perspective.
So this thread if made by bank would have been fair and square.
Are you the same guy who will give bribe to Govt employees just because of your work done quickly?
I posted it for awareness for those who does not know this kind of person interest stealing not for getting money back.
This is most enjoyed trick on DD , uethical as hell .
fruit doesn't fall far from tree .
whats next stealing? not sharing the cashback for the credit card payment?
Cashback if buyer knows it and agrees upfront then it is not stealing.
Stealing is hiding personal interest in help.
Ek baar mere sath kind of similar experience hua tha, i ordered a phone for someone using his account and my card (amount paid after delivery to me), i used an affiliate site, somehow that site failed to track that and asked for order ss/invoice, since i logged out from his account after transaction, i had to ask for ss and shared him.the reason why i require it.
He got furious and told me , transaction meri toh tum kyu kamaoge, i tried to make him understand that ur product doesn't have any price impact due to this as the price is same, this is an extra comission paid by brand/seller to affiliators.
But he got stuck on his point that the affiliate is supposed to be credited into his account.
Ab kya he bole aese case mai.
Chalta rehta hai sab.
Kisi ne sahi kaha, log apne dard se nhi dusro ke khusi se dukhi hai.
Usko ye baat samaj he nahi aai ki , usne toh 100 he lgne the card discount ke baad, agar maine 2₹ maine bacha liy toh usko vo bhi chahiye.
Lalach or kya he hai ye sab.
Cc - @Simbha3 @suryadimer
If you have any respect to elders please make an apology for your
unwanted comments to him and his son
you may also
Eat at a restaurant. go there and claim your share of profit after a week.
Sue GOI . You pay taxes. why should they take credit of it later
Awareness - get a credit card yourself 🙏 next time.
But there were good people too in DD who was not hiding anything like this.
There are good people too in DD.
It's Not Stealing The Money
If U Want The Same Then Do From Ur Card
Y Are U Asking Others ??
User Is Taking The Risk And Rewards Too ..
Y Should He Share The Rewards To U With Out Taking Risk
VD
Don't call stealing
It's Thaskarinchuta
Tr: fun intended
so if surya, hires a lawyer, not only does he want the winning from the case, but also half of the lawyer fee
my suggestion do not stop at simbha
1. ask amazon for half from their commission
2. ask seller for half from their sales profit
3. ask manufacturer for half from their profit
OP aka @suryadimer , bhai, what was your first reaction when dimer offered you his CC and provided you with whatever the card discount platform is providing?
Are you satisfied with the benefit you are getting at that wee moment and thanked him and grateful to him? I presume yes, otherwise you would never agree for the deal right?
When you found more benefits, your greed overshadowed your gratefulness.
Now if you are calling it stealing, i dont know what to say.
How it's stealing a money? That amount was never yours. And, that person is not liable for sharing the profit at all.
Whoever is doing such practice, are risking their own Card cancellation 🤣
You got your 10%, they got the No Cost EMI part. Win-Win for both.
This way, someone in future will say, the one who is doing help is asking for the upfront payment where as they pays the CC bill after the 48 days. They must share the 40 days savings bank account interest 🤔😬🥴
You agreed to a price.
You paid that price.
What the card owner does later, without actually affecting you, is none of your business is it? They helped you, they're getting a reward and you paid a price you're happy with.
An open note to all, Such trading is not allowed in forum.
Credit Cards and Debit cards giveaway/sharing for purchase of product/offer is not allowed
Ref - https://www.desidime.com/tradings/new-rules-reg...
If you are doing it then its at your own risk.